Micro Loans Officer
Job Description
Duties and responsibilities
Starting business in a new village
Village identification within the radius
Feasibility study of the village based on demographics, activities and financial needs of the customers
Assist the MC-IC in making the village approval
Sourcing of business
Identification of customers and forming of Joint Liability Groups
Filling up of the application form
Verification of the residence and business of the customer
KYC verification
Pre-disbursement training
Visiting potential customers in order to develop business
Disbursements
Collection of KYC documents
Assisting the MC-IC for disbursement activity completion
Loan documentation
Collection of current dues
Collect the collection sheets and stickers from MC-IC
Group-wise collection as per scheduled time by following the process
Deposit of collection money
MERC entry
Collection of over dues
Follow up with the customers with updated data report of assigned portfolio
Collection of money as per process
Depositing the money in bank
MERC entry
Assist the MC-IC in initiating action against the defaulters
1. Graduate only (HSC experience in MFI only)
2. Fresher & Experienced candidates both can only ( min 6 months ) of experience with experience proof.
3. Look for nearby residing candidate as per branch
4. Age 20 to 31 years.
5. Candidates must have a bike with a valid license
6. Ready to work in early morning sessions; Job reporting starts at 6:30 AM.
Pay: ₹15,000.00 - ₹30,000.00 per month
Benefits:
Cell phone reimbursement
Health insurance
Leave encashment
Life insurance
Paid sick time
Paid time off
Provident Fund
Work Location: In person
