Hero FinCorp - Senior Credit Approver - SCA - CIF

Preparing detailed credit approval note, Information Memorandum and presentations for approval and presentation to the Management / Risk Committee.

- Evaluating and assessing various kinds of credit proposals to determine credit worthiness and risk involved by conducting through analysis on Company's/ Borrower financials, Credit Rating, industry research trends, key competitors industry outlook.

- Conducting the preliminary financial analysis, Peer company financial analysis, bank accounts due diligence and another de-dupe analysis.

- Ensuring that all credit and legal files are complete, identifying documentation deficiencies ensuring timely resolution.

- Supporting Origination and Execution team in completing the assignments.

- Regularly engaging with client for completing the compliance and other documentation required in a proposal.

- Manage Post Disbursal Documents (PDD).

- Execution of deals, disbursement process, liasoning with all parties like Client, Syndicate Banks, Legal Counsel, Internal Team.

- Supporting in Executing the Down selling deals.

- Deep dive analysis on structured finance and capital market transaction. Handling credit queries and ensuring to close assessment within stipulated timelines.

- Managing the Portfolio and Regularly engaging with client for recent development in the markets.

- All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct. Read more