Credit Acceptance Manager

Full job description
The Opportunity

Our New Business team is currently looking for an experienced Credit Acceptance Manager who will be responsible for the Acceptance function for the Australian and New Zealand markets. This includes day-to-day operations, people management, target achievement and continuous process improvement.

This is a full time, permanent contract based in Mulgrave, Melbourne.

Additionally, the role is responsible for:

The assessment and decision making for Retail Finance customer applications for the Australian/New Zealand market of BMW Financial Services.
Supporting the development and implementation of the New Business and Acceptance team strategies specific for the Australian and New Zealand financial services market.
Collaborating with our Sales, Risk and Compliance teams to develop policies to responsibly maximise retail finance opportunities.
Providing strong leadership across the Acceptance team, ensuring optimal business performance and compliance with Responsible Lending and all other relevant legislation, codes and regulations.
Implementing an effective resource planning and allocation approach across the Acceptance team in consideration of changing volumes and workloads.
Ensuring the team effectively process Acceptance volumes by analysing, assessing and making decisions on all retail finance applications in line with responsible lending requirements and BMWFS Retail guidelines.
What you will bring to this role

A tertiary qualification in Banking and Finance or equivalent required.
Proven experience in Banking and Finance within an organisation that holds an Australian credit licence.
Extensive working knowledge of the Responsible Lending requirements for AU/NZ, Consumer Credit Protection Act, Anti-Money Laundering and Counter-Terrorism Financing Act and all other relevant finance legislation and regulations.
Excellent understanding of credit assessment and project management implementation.
Thorough knowledge of financial services key drivers, risk management, products and services.
Demonstrated ability to lead, motivate and guide high-performing teams.
What you can look forward to

We believe in hiring the best talent in the market and fostering an environment where our people can learn, experience and grow. What you can expect is:

An attractive remuneration package including a company vehicle
Flexible Work policy and practices
Health Wellbeing initiatives
Lifelong learning career development
BMW MINI promotions and product offers
Annual spend on BMW MINI merchandise
Free onsite parking
Onsite café
Subsidised onsite gym, dry cleaning and car wash facilities
A dynamic, inclusive and sustainable working environment
BMW Group is an equal opportunities employer and takes great pride in fostering and promoting diversity in every aspect of our work life and culture. We highly regard the skills, knowledge, experience, ideas, perspective and energy our diverse workforce brings into the company.

Employment at BMW Group Australia is conditional upon pre-employment checks undertaken by the candidate on request and clearances received. This includes qualifications and employment checks, relevant background checks and may include police check(s) and credit check(s).

By submitting an application for a role at BMW Group Australia the candidate confirms:

They have valid rights to work in Australia
They agree to undertake integrity checks upon request should their candidacy progress to an offer of employment. Read more