Verified Job
Accounting - Finance
Commercial Banker IV Houston
Accounting - Finance
#444315
Remote / WFH
Job Description
Position: Commercial Banker IV - Houston Division: Commercial Banking
Work Days: Monday - Friday Hours of Operation: 8:00am-5:00pm
Why Broadway Bank
We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Purpose Of The Position
Assumes responsibility for independently developing a portfolio of banking relationships with Houston based companies; these companies are primarily engaged in the manufacturing, distribution, and professional service industries. Targeted clients will have revenues ranging from $5MM - $250MM. Primary loan types include working capital lines of credit, term loans, owner occupied real estate loans, equipment loans, and ancillary loans with key principals of the business. Depository & Treasury relationships will be developed as well to ensure a full banking relationship. The ideal candidate will possess a well established presence in market, strong credit/underwriting expertise and maintain a consistent calling effort. The banker will make presentations to the Senior Officers' Loan Committee and Directors' Loan Review Committee concerning the creditworthiness of the loan applications.
Key Accountabilities
• Develops and services new commercial loans, many of which are complex in nature, by:
• Actively participating in business development endeavors with potential and existing customers to develop new business and increase or retain existing business.
• Interviewing applicants to develop financial and credit information to ascertain needs, abilities, earnings, and bank risk. Requesting and collecting necessary information needed to provide a complete financial package to underwriting partners.
• Ensuring the complete development and analysis of all financial data and monitoring accounts.
• Evaluating credit and terms in accordance with policy.
• Preparing and presenting/recommending to committees for lending approval.
• Assuming responsibility for proper documentation and review of accounts.
• Inspecting properties under construction & approving draw requests.
• Reviewing borrowing base reports and other periodic financial reporting.
• Taking ownership of the customer experience consistent with the banks mission vision and values.
• Monitors loans to ensure complete conformity with terms and to be aware of any developing trends.
• Monitors loans to ensure compliance with all regulatory requirements.
• Keeps abreast of changing business and economic developments which impact upon the general loan portfolio and its profitability.
• Represents Bank through community and professional involvement.
• Assumes added duties and responsibilities as requested.
Competencies & Skills
• Strong proficiency using Microsoft Office products.
• Proficient in spreadsheet software.
• Experience with bank core systems.
Work Experience Requirements
• 10+ years Commercial Banking experience
• Demonstrated credit analysis/underwriting experience on complex loan transactions
• Formal Sales Training preferred
• Formal Credit Training preferred
Education Requirements
• College degree from an accredited institution
• MBA: or degree focused on finance, real estate or accounting preferred
Other Requirements
• Meet and maintain financial responsibility, character and general fitness standards along with all other established requirements for an individual Loan Originator (LO) in accordance with Regulation Z.
We’re a culture that offers resources to benefit your overall health and well-being:
• Employee Impact Groups
• Career Development and Mentorship Programs
• Generous paid time off, minimum 4 weeks
• Employee recognition, awards, and events
• Free vision insurance
• Retirement matching
• Tuition reimbursement
This job description is not designed to be a comprehensive listing of duties, responsibilities, or activities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Broadway Bank is proud to be an Equal Opportunity and Affirmative Action Employer. Broadway Bank is a drug-free and tobacco-free workplace, with a nicotine-free hiring policy. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, ****** orientation, gender identity, national origin, disability, protected veteran status, genetic data or other legally protected status.
Member FDIC
Work Days: Monday - Friday Hours of Operation: 8:00am-5:00pm
Why Broadway Bank
We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Purpose Of The Position
Assumes responsibility for independently developing a portfolio of banking relationships with Houston based companies; these companies are primarily engaged in the manufacturing, distribution, and professional service industries. Targeted clients will have revenues ranging from $5MM - $250MM. Primary loan types include working capital lines of credit, term loans, owner occupied real estate loans, equipment loans, and ancillary loans with key principals of the business. Depository & Treasury relationships will be developed as well to ensure a full banking relationship. The ideal candidate will possess a well established presence in market, strong credit/underwriting expertise and maintain a consistent calling effort. The banker will make presentations to the Senior Officers' Loan Committee and Directors' Loan Review Committee concerning the creditworthiness of the loan applications.
Key Accountabilities
• Develops and services new commercial loans, many of which are complex in nature, by:
• Actively participating in business development endeavors with potential and existing customers to develop new business and increase or retain existing business.
• Interviewing applicants to develop financial and credit information to ascertain needs, abilities, earnings, and bank risk. Requesting and collecting necessary information needed to provide a complete financial package to underwriting partners.
• Ensuring the complete development and analysis of all financial data and monitoring accounts.
• Evaluating credit and terms in accordance with policy.
• Preparing and presenting/recommending to committees for lending approval.
• Assuming responsibility for proper documentation and review of accounts.
• Inspecting properties under construction & approving draw requests.
• Reviewing borrowing base reports and other periodic financial reporting.
• Taking ownership of the customer experience consistent with the banks mission vision and values.
• Monitors loans to ensure complete conformity with terms and to be aware of any developing trends.
• Monitors loans to ensure compliance with all regulatory requirements.
• Keeps abreast of changing business and economic developments which impact upon the general loan portfolio and its profitability.
• Represents Bank through community and professional involvement.
• Assumes added duties and responsibilities as requested.
Competencies & Skills
• Strong proficiency using Microsoft Office products.
• Proficient in spreadsheet software.
• Experience with bank core systems.
Work Experience Requirements
• 10+ years Commercial Banking experience
• Demonstrated credit analysis/underwriting experience on complex loan transactions
• Formal Sales Training preferred
• Formal Credit Training preferred
Education Requirements
• College degree from an accredited institution
• MBA: or degree focused on finance, real estate or accounting preferred
Other Requirements
• Meet and maintain financial responsibility, character and general fitness standards along with all other established requirements for an individual Loan Originator (LO) in accordance with Regulation Z.
We’re a culture that offers resources to benefit your overall health and well-being:
• Employee Impact Groups
• Career Development and Mentorship Programs
• Generous paid time off, minimum 4 weeks
• Employee recognition, awards, and events
• Free vision insurance
• Retirement matching
• Tuition reimbursement
This job description is not designed to be a comprehensive listing of duties, responsibilities, or activities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Broadway Bank is proud to be an Equal Opportunity and Affirmative Action Employer. Broadway Bank is a drug-free and tobacco-free workplace, with a nicotine-free hiring policy. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, ****** orientation, gender identity, national origin, disability, protected veteran status, genetic data or other legally protected status.
Member FDIC
