Working Capital - Small Business Banking

Job description
• Manage working capital clients under Business Enterprise Group Segment
• Sourcing of New to bank accounts through various channels and enhancing the portfolio based on customer requirement.
• Ensure regular interaction with branches and existing clients.
• Skills in CAM Preparation, Balance Sheet Analysis, Financial ratios, Security documentation and Scrutiny of security documents.
• Interaction with the credit and ops team for sanction of fresh/renewals proposals and limit updation.
• Credit Management Housekeeping: CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance and cross sell of bank products.
• Portfolio Management-Monitoring the portfolio of accounts on time to prevent the conversion of accounts into NPA and exit the stressed accounts. Read more