Job description
The Branch Head is responsible for managing the day-to-day operations of the bank branch. This includes leading a team of banking professionals, managing customer relationships, ensuring compliance with banking regulations, achieving branch sales targets, and contributing to the overall success of the bank. The Branch Head is also responsible for managing financial activities, operational risks, and providing excellent customer service.
• Branch Operations Management:
• Supervise and manage day-to-day branch operations, ensuring smooth functioning.
• Implement and monitor operational policies and procedures to ensure compliance with banking regulations.
• Ensure adherence to security protocols and safeguard branch assets.
• Sales and Business Development:
• Drive sales and marketing initiatives to achieve branch revenue targets and business goals.
• Identify new business opportunities and promote the bank’s products and services to existing and potential customers.
• Analyze customer needs and recommend appropriate financial products and services.
• Customer Relationship Management:
• Build and maintain strong relationships with customers, resolving issues and ensuring a high level of satisfaction.
• Handle complex customer queries and ensure timely resolution of complaints.
• Promote and maintain customer loyalty by delivering high-quality customer service.
• Team Leadership:
• Lead, motivate, and manage the branch staff to ensure a high level of performance and teamwork.
• Train, mentor, and develop branch personnel to enhance their skills and capabilities.
• Monitor and assess the performance of branch staff, conducting regular appraisals and providing feedback.
• Financial Management:
• Oversee branch budgets, financial performance, and operational costs.
• Manage cash flow and ensure the proper handling of financial transactions.
• Monitor daily cash balances, deposits, and withdrawals to maintain a secure financial environment.
• Compliance and Risk Management:
• Ensure the branch complies with banking laws, regulations, and internal policies.
• Identify potential risks and take necessary actions to mitigate them.
• Perform regular audits and ensure all records are accurate and up-to-date.
• Reporting and Documentation:
• Prepare regular reports on branch performance, financial transactions, and staff activities.
• Maintain accurate and up-to-date records of customer accounts, transactions, and interactions.
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