• Credit analysis, assessing the credit worthiness of potential borrowers by analysing their financial statements, Risk assessment, Credit policy – developing and implementing credit policies and procedure to ensure consistency.
• Credit underwriting – Approving or declining credit applications based on the risk assessment and established criteria.
• Credit Monitoring – Monitoring credit performance of borrowers and taking proactive steps if any delinquencies.
• Debt recovery: Overseeing debt collection efforts
• Customer relationship Management – Building and maintaining relationships with customers to understand the credit needs and addressing.
• Credit Reporting – Reporting on credit related metrics and performance
• Collateral Management – Evaluating and Managing collateral provided by borrowers to secure credit facilities.
• Only Banking Experience Mandatory.