Verified Job
Accounting - Finance
Team Lead Credit Control
Accounting - Finance
#333596
Remote / WFH
Job Description
Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure
Job Purpose :-
To be responsible for the credit administration related work.
Key Accountabilities:-
• Ensure that the following responsibilities are appropriately carried out by his team members
• Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
• Monitoring of post disbursal conditions
• Authorising limit release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
• Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS Insurance policies, collateral audit, ROC Search etc
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
• Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
• Periodical physical verification of security docs
• Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals
• Ensuring that the processes remains in line with the process manual and deviations, if any are appropriately recorded
• Liaising with legal teams so as to ensure that for all new products documents are in place and the existing documents are reviewed from time to time
• Ensuring that MIS sent by team to regulator/HO/other stake holders are accurate and compliant with various regulations
• Ensuring the smooth functioning of documents flow across region, between BU and CCU and maintaining adequate controls on the custody of documents at various branches
• Continuously work on improvement of processes so as to ensure that it is time and cost effective
Job Duties & responsibilities :-
• Managing documents for corporate clients including that for Try related products
• Ensuring that MIS is accurate and timely submissions
• Ensuring that local laws are adhered to in terms of documentation
• Ensuring that the disbursal of facilities are compliant with the terms and conditions recorded in the credit memos
Experience:-
The job holder should have requisite skills in terms of understanding the various products offered by the bank, law of local regulations, processes w.r.t the managing documentation etc. He/She should have handled credit administration
Jobs. Minimum stint of 10-12 year in credit administration of which 5 years experience should be in supervisory role of documentation.
Education / Preferred Qualifications :-
The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for atleast 10-12 years, of which 5 years supervisory role experience is necessary. Basic knowledge of MS Office and various systems used by CCU.
Core Competencies :-
The Job Holder Needs To Posses The Following Skills
Job Knowledge: The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have an effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with all the AB’s/FIGs/EBs/Legal Counsels/other departments etc and hence requires good interpersonal skills to complete the job done in required time frame.
Technical Competencies :-
The job holder needs to have the Basic knowledge of legal framework for documentation, Credit related aspect and also should know MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.
Work Relationship :-
To Work With
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Primary Location
India-Tamil Nadu-Regional Office Chennai
Job
Risk Management
Schedule
Regular
Job Type
Full-time
Job Posting
May 15, 2026, 11:25:52 AM
Job Purpose :-
To be responsible for the credit administration related work.
Key Accountabilities:-
• Ensure that the following responsibilities are appropriately carried out by his team members
• Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
• Monitoring of post disbursal conditions
• Authorising limit release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
• Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS Insurance policies, collateral audit, ROC Search etc
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
• Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
• Periodical physical verification of security docs
• Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals
• Ensuring that the processes remains in line with the process manual and deviations, if any are appropriately recorded
• Liaising with legal teams so as to ensure that for all new products documents are in place and the existing documents are reviewed from time to time
• Ensuring that MIS sent by team to regulator/HO/other stake holders are accurate and compliant with various regulations
• Ensuring the smooth functioning of documents flow across region, between BU and CCU and maintaining adequate controls on the custody of documents at various branches
• Continuously work on improvement of processes so as to ensure that it is time and cost effective
Job Duties & responsibilities :-
• Managing documents for corporate clients including that for Try related products
• Ensuring that MIS is accurate and timely submissions
• Ensuring that local laws are adhered to in terms of documentation
• Ensuring that the disbursal of facilities are compliant with the terms and conditions recorded in the credit memos
Experience:-
The job holder should have requisite skills in terms of understanding the various products offered by the bank, law of local regulations, processes w.r.t the managing documentation etc. He/She should have handled credit administration
Jobs. Minimum stint of 10-12 year in credit administration of which 5 years experience should be in supervisory role of documentation.
Education / Preferred Qualifications :-
The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for atleast 10-12 years, of which 5 years supervisory role experience is necessary. Basic knowledge of MS Office and various systems used by CCU.
Core Competencies :-
The Job Holder Needs To Posses The Following Skills
Job Knowledge: The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have an effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with all the AB’s/FIGs/EBs/Legal Counsels/other departments etc and hence requires good interpersonal skills to complete the job done in required time frame.
Technical Competencies :-
The job holder needs to have the Basic knowledge of legal framework for documentation, Credit related aspect and also should know MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.
Work Relationship :-
To Work With
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Primary Location
India-Tamil Nadu-Regional Office Chennai
Job
Risk Management
Schedule
Regular
Job Type
Full-time
Job Posting
May 15, 2026, 11:25:52 AM
