Senior Risk Analyst

Key Responsibilities:

Provide portfolio management reports which evaluate the risk profile of the BNP Paribas Personal Finance UK Customer base.
Develop and monitor risk strategies which maximise revenue whilst minimising bad debt on new and existing business lines.
Ensure key risk management information is in place, supporting business direction within agreed risk appetite.
Perform a health check of all credit portfolios against internal and external benchmarks, summarising performance of credit risk strategies, emerging trends and alerts for monthly committees.
Conduct in-depth exploratory analysis on different client segments and portfolios, assessing KPIs and ensuring outputs produced are accurate and of a high standard.
Skills Attributes:

Can independently code in at least one of the following programming language; SAS, SQL or Python
Understanding of; credit lifecycle, CRA’s, financial products, economic conditions
Working on different financial products in an analytical role within a Credit Risk function
Good knowledge of Statistics
Experience of lending products such as Cards, Loans, Retail or Motor finance
High level of accuracy and attention to detail
What’s in it for you?

Joining BNP Paribas Personal Finance means becoming part of a Top Employer UK dedicated to making a difference to the lives of our customers. Along with a fulfilling career, you'll be able to enjoy a benefits package which you can tailor to your lifestyle and needs, with key highlights including;

Competitive salary and a contributory pension scheme
Access to our Health Cash Plan Scheme
A multi-award-winning flexible benefits platform offering life insurance, private medical insurance, or lifestyle benefits that include discounts on dining, cinema, and days out
The opportunity to buy and sell holidays, giving you even more control over your work-life balance Read more