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Verified Job Accounting - Finance

Regional Debt ManagerFlows Unsecured Loans

Ahmedabad, Gujarat
Accounting - Finance
#413143
Remote / WFH

Job Description

A
Axis Bank


Corporate Sales Executive
Axis Bank • Ahmedabad, Gujarat • via Job Hai
₹17.5K–₹27.5K a month
Full–time
No Degree Mentioned
Apply directly on Job Hai
Job description
• Go for sale visits, acquire new customers and maintain accurate records
• Give a brief about the product, features and benefits to the customers
• Meet sales target and maintain customer relations
• It is a Full Time Field Sales job for candidates with 0 - 3 years of experience.

More about this Corporate Sales Executive job
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I
IDFC FIRST Bank


Regional Debt Manager-Flows ( Unsecured Loans)
IDFC FIRST Bank • Ahmedabad, Gujarat • via Talent.com
1 day ago
Full–time
No Degree Mentioned
Apply on Talent.com
Job description
Role / Job Title : Regional Debt Manager Flows Unsecured Loans

Function / Department : Debt Management

Job Purpose :

The role bearer has the responsibility to manage a team and co-ordinate the operational recovery activities for maintaining credit portfolio of the assigned region.

It entails administering corporate policies and procedures and ensuring the front end delinquencies are minimized. The role bearer is required to establish relationships inside and outside of the organization on opportunities to create value and has end to end collection responsibility for recovery of the assigned product contributing to the larger organizational objectives of the bank.

This is a critical role that has a direct impact on the financial institution's budget planning. .

Roles & Responsibilities :
• Responsible for recovery of the assigned product
• Identification of trends from collection metrics through various MIS and analytics, design action plan jointly with Strategic Business Head to minimize delinquencies and maintaining health of the portfolio
• Manage productivity by fixing parameters set for agency / collection executives, monitor performance against set parameters.
• Classify cases as those that need to be restructured, recovered through legal intervention - devise an action plan and ensure its implementation.
• Aggregate information about competitor policies, define a suitable collection policy & trigger mechanism for catering to the target customer segment
• Making sure that the team adheres to the defined processes and policies while dealing with delinquent customers
• Recommend changes in credit policies and credit monitoring process based on trends in NPAs
• Work in close collaboration with the business and support teams for speedy redressal of all issues.
• Have complete overview of agency management and analyze the feedback gathered.
• Supervise the recruitment, set KRAs for direct reports, conduct performance appraisals and keep an eyes on overall team's KRAs.
• Facilitate the development of subordinates through feedback and regular trainings

Education Qualification :

Graduation : Any Graduation

Experience : 10+ years of relevant experience
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