Regional Credit Mgr|Retail Agri

Credit Delivery To ensure that bottom 5 identification for each credit deliverable is well understood and desirable treatment / caution is exercised in decision making in order to improve performance on these deliverables.
Any unplanned growth which may be harmful for the health of the book must be identified timely and dealt accordingly.
To ensure through the door population is influenced by multiple way/fruitful discussions with senior members of the teams-liability/asset bringing positive change in the sourcing quality to ensure portfolio quality remains at highest levels.
Highlighting opportunities available for quality business from various markets/products.
To stop process leakages and ensure right treatment to PQ / GC / One touch other selected customer base.
To conduct fortnightly review of TAT, approval rate, rejection reason, sourcing mix in TTD with stake holders involving RSM / ROM / RCLM Regional RIC Head.
To ensure optimization of productivity utilization and appropriate lending authority to the team based on merit.
To interface with Dealer DSA principals / managers along with business stake holders and encourage then to give us first right of rejection.
To underwrite RBA and appeal cases review in close coordination with stake holders balancing the risk vis-a-vis opportunity of business.
Credit Quality To ensure 3 MOB and 6 MOB risk indicators are well within control and budgeted numbers. Read more