Verified Job
Accounting - Finance
Regional Credit Manager RBL Bank
Accounting - Finance
#358520
Remote / WFH
Job Description
आवेदन करें: WeAce
Regional Credit Manager
RBL Bank
मुम्बई, महाराष्ट्र
आवेदन करें: WeAce
फ़ुल-टाइम
Company
RBL Bank is one of India’s fastest growing private sector banks with an expanding presence across the country. The Bank offers specialized services under six business verticals namely: Corporate & Institutional Banking, Commercial Banking, Branch & Business Banking, Retail Assets and Treasury and Financial Markets Operations. It currently services over 11.53 million customers through a network of 502 branches; 1,418 business correspondent branches (of which 28+ banking outlets) and 414 ATMs spread across 28 Indian states and Union Territories.
Job Role / Title: Regional Credit Manager
About Role:
Responsible for business and portfolio performance for the region for affordable & Prime home loans. Also to ensure policies related to Credit Policy and TAT are adhered . He/She is also responsible for monitoring the portfolio quality in the region.
Functional responsibilities include following :
• Adherence to Credit policy with efficiency, accuracy and service standards for the business
• Ensure TAT Targets are met
• Co-ordinating with Legal & Technical Vendors
• Coordinates with different business/functions to ensure training on applicable norms.
• Compliance of Audit observations.
• Good Knowledge of Team handling and multiple branches handling Experience
Keywords & Responsibilities :
Sr.
Key Responsibilities
1
Co-partner with business team to achieve projected business targets.
2
Lead a team of credit approvers to ensure building quality portfolio and manage delinquencies.
3
Setting up & monitoring process related to vendor management, PDD management, credit staffing, security creation etc for the region
4
Good Knowledge of Team handling and multiple branches handling Experience
6
Ensure that agreed turnaround times are honoured for all applications.
7
Track deviations and any correlation between deviations and delinquencies
8
Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, data cuts and highlight any early warning signals
+
Liaison with other industry players including financiers, legal vendors, technical vendors etc to understand the market behaviour.
10
Coordination with external agencies (Legal & technical Agency).
11
Collection of Early delinquent cases, in co-ordination with Sales team.
12
Arrange training of Credit Manager / RO / BM on credit scrutiny, latest changes in KYC/other regulatory requirements, process adherence etc.,
13
Ensure Audit compliance in the region.
Qualifications and Experience Requirement
Qualifications
Essential
CA / MBA / Post Graduation
Experience
Essential
Min 5 - 7 year experience in any NBFC / Bank
Experience of home loan / LAP is must.
Competency Requirements
• Technical Skills
Skill
Attribute
System
MS Word, Excel, Power Point .
Behavioural Skills
Skill
Attribute
Inter personal skills
Excellent communication skills - written and spoken
Stakeholder management
Relationship Management skills both inside and outside the bank
Enterprising
Self-motivated and Goal oriented
Regional Credit Manager
RBL Bank
मुम्बई, महाराष्ट्र
आवेदन करें: WeAce
फ़ुल-टाइम
Company
RBL Bank is one of India’s fastest growing private sector banks with an expanding presence across the country. The Bank offers specialized services under six business verticals namely: Corporate & Institutional Banking, Commercial Banking, Branch & Business Banking, Retail Assets and Treasury and Financial Markets Operations. It currently services over 11.53 million customers through a network of 502 branches; 1,418 business correspondent branches (of which 28+ banking outlets) and 414 ATMs spread across 28 Indian states and Union Territories.
Job Role / Title: Regional Credit Manager
About Role:
Responsible for business and portfolio performance for the region for affordable & Prime home loans. Also to ensure policies related to Credit Policy and TAT are adhered . He/She is also responsible for monitoring the portfolio quality in the region.
Functional responsibilities include following :
• Adherence to Credit policy with efficiency, accuracy and service standards for the business
• Ensure TAT Targets are met
• Co-ordinating with Legal & Technical Vendors
• Coordinates with different business/functions to ensure training on applicable norms.
• Compliance of Audit observations.
• Good Knowledge of Team handling and multiple branches handling Experience
Keywords & Responsibilities :
Sr.
Key Responsibilities
1
Co-partner with business team to achieve projected business targets.
2
Lead a team of credit approvers to ensure building quality portfolio and manage delinquencies.
3
Setting up & monitoring process related to vendor management, PDD management, credit staffing, security creation etc for the region
4
Good Knowledge of Team handling and multiple branches handling Experience
6
Ensure that agreed turnaround times are honoured for all applications.
7
Track deviations and any correlation between deviations and delinquencies
8
Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, data cuts and highlight any early warning signals
+
Liaison with other industry players including financiers, legal vendors, technical vendors etc to understand the market behaviour.
10
Coordination with external agencies (Legal & technical Agency).
11
Collection of Early delinquent cases, in co-ordination with Sales team.
12
Arrange training of Credit Manager / RO / BM on credit scrutiny, latest changes in KYC/other regulatory requirements, process adherence etc.,
13
Ensure Audit compliance in the region.
Qualifications and Experience Requirement
Qualifications
Essential
CA / MBA / Post Graduation
Experience
Essential
Min 5 - 7 year experience in any NBFC / Bank
Experience of home loan / LAP is must.
Competency Requirements
• Technical Skills
Skill
Attribute
System
MS Word, Excel, Power Point .
Behavioural Skills
Skill
Attribute
Inter personal skills
Excellent communication skills - written and spoken
Stakeholder management
Relationship Management skills both inside and outside the bank
Enterprising
Self-motivated and Goal oriented
