[QTX-407] - Product Managers- Payments (UPI)

Job description
At YES BANK, there’s not many teams more vital than Digital Banking unit, that are responsible for the Bank’s dominance in the payment ecosystem. YES BANK processes nearly one out of every three digital transactions which totals over ~6 bn monthly. YES BANK has demonstrated the consistent market leadership in payment products like UPI, AEPS, IMPS NEFT and has built innovative and industry first solutions around digital payments.

The Product Team at the unit hold the helm and is the backbone – orchestrating the products meticulously. The team’s scope is wide, leading on the engineering, data science, operations and design. We work with TechFins and Cloud Service Providers to co-create infrastructures and platforms that are built to scale and service the exponential growth of digital payments. We create partnerships with the Fintech ecosystem and corporates to support them to their payment products.

Hiring Product Managers- Payments (UPI) having techno-functional business acumen. The role fits someone having strong analytical problem-solving skills, stakeholder management skills, and an understanding of payment and banking systems. You can remain highly organized in a loosely structured and fast-paced environment. You are inquisitive, self-driven and able to work autonomously.

JOB LOCATION : Mumbai (Hybrid)

DETAILED RESPONSIBILITIES:

- Product design and development, with the ability to deep dive into the nitty-gritty of customer’s requirements, technical architecture, and operational challenges
- Apply deep and practical knowledge of UPI systems – including switches, CBS, etc, PSP Apps, merchant solutions and reconciliation processes; to drive innovation across P2P and P2M UPI payments.
- Build go-to-market plans and product roadmaps to scale payment product services; work closely with development teams to ensure readiness in implementing new solutions launched by NPCI on UPI
- Oversee product life cycle in line to the product roadmap – creating, maintaining adjusting the product-line-level strategy and production schedules
- Enable solutions by working with internal and external cross-functional stakeholders including legal, finance, operations, risk/control units and other product teams to manage the product life cycle.
- Use real-time product and transaction data to continuously refine performance, reduce technical errors, and optimize the customer journey.

PROFESSIONAL QUALIFICATIONS:

- Bachelor’s degree mandatory/ MBA preferred.
- Minimum 3 years of work experience in BFSI/Fintech industry with at least 2 years of experience in UPI from product perspective.
- Should have fair knowledge of UPI payment systems, NPCI APIs transaction messaging and UPI settlement/reconciliation framework.
- Strong knowledge and understanding of UPI ecosystem, NPCI guidelines and evolving UPI products, including but not limited to UPI Mandates, UPI Lite, Single Block Multiple Debit, UPI Credit Line, UPI Rupay Credit Card, etc Read more