Mortgage Loan Sales Officer

Job description
Mortgage Loan Sales Officer

Job Title: Mortgage Loan Sales Officer
Department: Asset / Sales
Grade: Executive / Senior Executive / Assistant Manager-I
Location: Pune, Maharashtra
Industry: BFSI / Banking / Financial Services
Employment Type: Full-Time

About the Role

We are hiring Relationship Officers for Housing Loan / Mortgage Loan / MSME / LAP products.

The ideal candidate should have relevant experience in secured lending products and be comfortable with direct market sourcing, customer acquisition, documentation, and loan sourcing mechanisms.

Key Responsibilities
• Source and acquire customers for Housing Loan / MSME / LAP products through direct market sourcing.
• Generate quality leads and achieve business targets.
• Understand customer requirements and recommend suitable loan products.
• Manage documentation and ensure timely completion of loan processes.
• Maintain strong customer relationships and provide assistance throughout the loan journey.
• Conduct regular customer/portfolio monitoring and loan utilization checks.
• Ensure compliance with company policies, processes and credit guidelines.
• Maintain accurate records and timely reporting.
• Coordinate with internal teams for smooth loan processing and disbursement.

Required Experience

For Housing Loan / Mortgage Loan:
• Minimum 1 year of relevant experience in Housing Loan, Mortgage Loan or Secured Loan.
• Experience in Affordable Housing Loan / Affordable HL is mandatory.
• Hands-on experience in direct market sourcing is required.

For MSME / LAP:
• Minimum 1 year of relevant experience in MSME / LAP / Secured Business Loans.
• Experience in Affordable MSME / Affordable LAP is mandatory.
• Experience in direct market sourcing and understanding of MSME/LAP products is required.

Eligibility Criteria
• Qualification: Graduation in any stream is mandatory.
• Minimum 1 year relevant experience with proper relieving/experience letter.
• Candidate should currently be working in the relevant product.
• Candidates with employment gaps of more than 4 months will not be considered.
• Candidates who are currently not working should be willing to join at a similar CTC.
• Age: Up to 30–32 years.
• CIBIL: Minimum/acceptable CIBIL score up to 700 as per company norms.
• Two-wheeler and valid Driving License are mandatory.
• Candidates should be from nearby locations and comfortable with field sales/direct market sourcing.

Candidates We Do NOT Prefer

❌ Freshers

❌ Personal Loan background

❌ Credit Card background

❌ Unsecured Loan background

❌ Candidates without relevant Housing Loan / Mortgage / MSME / LAP experience

Salary & Benefits

Salary: Up to ₹25,000 monthly CTC, depending on experience and last CTC

Additional Benefits:
• Fuel Allowance
• Mediclaim
• Term Insurance

Documents Required

Candidates must carry copies of:
• Aadhaar Card & PAN Card
• Last 3 months' salary slips / Latest Increment Letter
• Current Organization Offer Letter
• Previous Experience Letter & Relieving Letter

Interview Details

Branch: Pimpri, Pune, Maharashtra
Interview Location: Kothrud, Pune, Maharashtra

Position: Relationship Officer – Housing Loan / MSME / LAP

If you have relevant experience in Housing Loan, Mortgage, MSME or LAP sales and are looking for a field-sales opportunity in BFSI, apply now.

Pay: ₹200,000.00 - ₹400,000.00 per year

Work Location: In person
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