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Verified Job Accounting - Finance

Manager- Home Loan-

Mumbai, Maharashtra
Accounting - Finance
#594520
Remote / WFH

Job Description

Job Description: Asst. Manager / Manager - Home Loan

About JUSTO

Established in August 201+, JUSTO is a dynamic real estate solutions company driving innovation and growth. With a robust team of over 500 professionals, we empower developers to transform their vision into reality. Our tailored strategies maximize value for both developers and end-users. Our proven track record includes delivering over +,000 units, generating sales exceeding Rs. 6,000 crores. Currently executing projects worth Rs. 3,500 crores, with a promising pipeline of Rs. 17,000 crores, we’re rapidly expanding our footprint across Mumbai, Navi Mumbai, Pune, Bhubaneswar, Kolhapur, Aurangabad, and Nashik. Our approach is rooted in three core principles: providing expert Advice, we help Create innovative products, and Nurture long-term partnerships. This, combined with our unique blend of technology and personalized service, positions JUSTO as a leading offline-to-online real estate platform.

Job Title: Asst Manager / Manager

Job Role: Home Loan

Location: Mumbai (All Areas)

About The Role

As a Home Loan Manager, you will be responsible for managing and streamlining the home loan processes for our clients. Your primary focus will be to ensure smooth collaboration with banks and financial institutions, guide clients through loan application processes, and assist in achieving financial closure for property purchases.

Key Responsibilities

Client Consultation:
• Understand clients' financial needs and provide advice on home loan options.
• Assist clients in preparing and submitting loan applications with required documentation.

Liaison With Financial Institutions
• Develop and maintain relationships with banks and NBFCs.
• Negotiate terms and conditions of loan agreements to ensure favorable outcomes for clients.

Loan Process Management
• Monitor the end-to-end home loan application process.
• Ensure timely disbursement of funds by coordinating with financial institutions and clients.

Compliance And Documentation
• Ensure all loan-related documents are accurate, complete, and adhere to legal requirements.
• Stay updated with regulatory changes in home loan policies.

Team Collaboration
• Work closely with the sales and legal teams to provide a seamless property buying experience.
• Provide training to the sales team about loan products and procedures.

Market Analysis
• Stay informed about market trends and home loan products.
• Recommend innovative loan solutions to enhance customer satisfaction.

Required Skills And Competencies

Education: Bachelor’s degree in Finance, Commerce, Economics, or related field

Experience: 3- 6 years of relevant experience in home loans, mortgage banking, or real estate financing. Proven track record in managing loan processes and client relationships.

Soft Skills: Excellent communication, customer relationships and negotiation skills.

Skills and Competencies: Strong knowledge of home loan products and policies. Proficiency in financial analysis and credit assessment. Ability to manage multiple clients and prioritize tasks. Familiarity with real estate and property laws is a plus.
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