Loan Officer
Job Description
Trickle Flood Technologies Pvt ltd (IndiaP2P) is an RBI licensed peer to peer lending NBFC.
As a multi-sided platform IndiaP2P enables people to invest directly into loans to chosen, verified borrowers. On the other side, we enable quick, flexible, digitally underwritten loans.
We aim to become India’s foremost and most trusted marketplace for loans and investments.
The IndiaP2P leadership team consists of seasoned entrepreneurs and tech leaders who have co-founded organisations previously and have been a part of successful startup journeys.
About the Role:
We are seeking a motivated and experienced Loan Officer to join our financial institution. The
Loan Officer will be responsible for evaluating loan applications, assisting clients in navigating the loan process, and ensuring compliance with lending regulations. The ideal candidate should have a strong background in financial analysis, exceptional customer service skills, and a thorough understanding of loan products.
You Get
● Great learning experience in the complex fintech space.
● Great colleagues who would challenge you to grow personally and professionally.
● Freedom to do things your own way.
● A competitive compensation structure across industry.
Your Responsibilities:
● Evaluate loan applications and assess applicants' financial backgrounds, credit histories, and repayment capacity.
● Analyse Bank statements, credit reports, and other relevant documents to determine the creditworthiness of applicants.
● Conduct thorough risk assessments and make informed decisions regarding loan approvals or denials.
● Collaborate with internal teams,to ensure smooth processing and timely completion of loan applications.
● Maintain accurate and detailed records of loan applications, including documentation, correspondence, and any relevant communication.
● Provide exceptional customer service throughout the loan process, addressing inquiries, resolving issues, and ensuring a positive experience for business partners.
Required Skills:
● Bachelor's degree in finance, economics, or a related field (preferred but not mandatory).
● Proficient in English or Telugu language.
● Strong analytical skills to assess financial documents and make informed lending decisions.
● Excellent communication and interpersonal skills to effectively interact with clients and internal teams.
● Ability to handle multiple tasks, prioritise workload, and meet deadlines.
● Attention to detail and accuracy in evaluating loan applications and maintaining records.
● Strong ethical standards and adherence to confidentiality guidelines.
Work Location: Mumbai/Hyderabad
Compensation: 2-3 Lakhs per annum
Job Type: Full-time
Salary: ₹200,000.00 - ₹300,000.00 per year
Ability to commute/relocate:
Mumbai Suburban, Maharashtra: Reliably commute or planning to relocate before starting work (Required)
Experience:
total work: 1 year (Preferred)
Speak with the employer
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