Verified Job
Accounting - Finance
Manager-Current Account
Accounting - Finance
#733644
Remote / WFH
Ujjivan Small Finance Bank
Job Description
• UPOSITION DESCRIPTION
JOB TITLE
Manager-Current Account
GRADE : M
DEPARTMENT
Branch Banking, TASC & TPP
LOCATION : Branch
SUB-DEPARTMENT
Branch Banking
TYPE OF POSITION : Full-time
REPORTS TO
BSM / Branch Manager (where ever BSM is not available)
REPORTING INTO
• ROLE PURPOSE & OBJECTIVE
• This role is responsible for acquiring new current account customers from the open market and cross-selling of products/services as per the profile & need of the customers.
• This role drives the current account business for the respective branch and ensure the CA targets for the branch is met.
• The incumbent provides service to NTB current account customers.
• This role also handles cross selling of QR & POS and is accountable for adherence to compliance and regulatory norms.
• SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
• CA Numbers: 5 to 8 Current accounts (based on vintage)
• CA Values: * lacs to 15 lacs incr. CA value (based on vintage)
• TPP Wgt Premium: 0.40 lacs to 0.65 lacs (based on vintage)
• Current accounts, Saving Accounts, Term Deposits, Life insurance, Health/General Insurance, Dmat, Mutual Funds, SIP, ASBA etc
• KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business
• Meet the set targets on current account in terms of open market acquisition
• Focus on building the current account book for the bank
• Understand need and acquire customers who meet the criteria for liability products through either of the below channels:
• Leads generated by branch staff and personal leads
• Referrals generated from existing customers
• Alternate channels
• Maintain the database of the prospects, meet select prospects and manage the relationship thereafter
• Accompany MSE staffs on the field for actively driving conversion of existing borrowing customers into liabilities customers
• Cross sell other products of Ujjivan such as QR, POS & TPP and pass on quality leads to respective MSE loan officers
• Share customer insights/product related feedback with the Branch Manager
Customers
• Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services
• Reduce customer dormancy and customer attrition by continuous engagement / interaction
• Resolves the customer queries.
Internal Processes
• Guide the customer to fill the ‘Account Opening Form’; ensure receipt and verification of KYC documents; obtain customer signatures on all mandatory documents
• Strictly adhere & maintain compliance to KYC norms
• Drive the cross sell of other products such as QR, POS & TPP
Learning & Performance
• Maintain up to date knowledge of the liability products and services as well as a working knowledge of other products offered in the branch
• Ensure adherence to training man-days/ mandatory training programs for self
• Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines
• MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS
Educational
Qualifications
• Graduate, preferably in commerce and related streams
Experience (Years And Core Experience Type)
• Minimum 2-7 years of experience in retail branch banking (preferable in CA sales)
Certifications
• If required
Functional Skills
• Basic knowledge on retail banking products especially current account
• Documentation skills
• Process compliance focus
• Communication skills: fluent in the local language
Behavioral Skills
• Courteous customer service skills
• Time Management
• Selling skills
• Telephonic cold calling skills
• Willingness to travel & relocation as per business requirements and career opportunities
Competencies
• Planning and Organizing
• Customer Focus
• Managing Relationships
• Driving Execution
• Collaborating
• Coaching
• Business Acumen
• Influencing
• KEY INTERACTIONS
INTERNAL
EXTERNAL
• Business Teams
• Customers
PREPARED BY: Balaji Sriram
DATE: 21-06-2025
REVIEWED BY
Date
LAST UPDATED BY: TM Team
DATE: 30 -06-2025
JOB TITLE
Manager-Current Account
GRADE : M
DEPARTMENT
Branch Banking, TASC & TPP
LOCATION : Branch
SUB-DEPARTMENT
Branch Banking
TYPE OF POSITION : Full-time
REPORTS TO
BSM / Branch Manager (where ever BSM is not available)
REPORTING INTO
• ROLE PURPOSE & OBJECTIVE
• This role is responsible for acquiring new current account customers from the open market and cross-selling of products/services as per the profile & need of the customers.
• This role drives the current account business for the respective branch and ensure the CA targets for the branch is met.
• The incumbent provides service to NTB current account customers.
• This role also handles cross selling of QR & POS and is accountable for adherence to compliance and regulatory norms.
• SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
• CA Numbers: 5 to 8 Current accounts (based on vintage)
• CA Values: * lacs to 15 lacs incr. CA value (based on vintage)
• TPP Wgt Premium: 0.40 lacs to 0.65 lacs (based on vintage)
• Current accounts, Saving Accounts, Term Deposits, Life insurance, Health/General Insurance, Dmat, Mutual Funds, SIP, ASBA etc
• KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business
• Meet the set targets on current account in terms of open market acquisition
• Focus on building the current account book for the bank
• Understand need and acquire customers who meet the criteria for liability products through either of the below channels:
• Leads generated by branch staff and personal leads
• Referrals generated from existing customers
• Alternate channels
• Maintain the database of the prospects, meet select prospects and manage the relationship thereafter
• Accompany MSE staffs on the field for actively driving conversion of existing borrowing customers into liabilities customers
• Cross sell other products of Ujjivan such as QR, POS & TPP and pass on quality leads to respective MSE loan officers
• Share customer insights/product related feedback with the Branch Manager
Customers
• Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services
• Reduce customer dormancy and customer attrition by continuous engagement / interaction
• Resolves the customer queries.
Internal Processes
• Guide the customer to fill the ‘Account Opening Form’; ensure receipt and verification of KYC documents; obtain customer signatures on all mandatory documents
• Strictly adhere & maintain compliance to KYC norms
• Drive the cross sell of other products such as QR, POS & TPP
Learning & Performance
• Maintain up to date knowledge of the liability products and services as well as a working knowledge of other products offered in the branch
• Ensure adherence to training man-days/ mandatory training programs for self
• Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines
• MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS
Educational
Qualifications
• Graduate, preferably in commerce and related streams
Experience (Years And Core Experience Type)
• Minimum 2-7 years of experience in retail branch banking (preferable in CA sales)
Certifications
• If required
Functional Skills
• Basic knowledge on retail banking products especially current account
• Documentation skills
• Process compliance focus
• Communication skills: fluent in the local language
Behavioral Skills
• Courteous customer service skills
• Time Management
• Selling skills
• Telephonic cold calling skills
• Willingness to travel & relocation as per business requirements and career opportunities
Competencies
• Planning and Organizing
• Customer Focus
• Managing Relationships
• Driving Execution
• Collaborating
• Coaching
• Business Acumen
• Influencing
• KEY INTERACTIONS
INTERNAL
EXTERNAL
• Business Teams
• Customers
PREPARED BY: Balaji Sriram
DATE: 21-06-2025
REVIEWED BY
Date
LAST UPDATED BY: TM Team
DATE: 30 -06-2025
