Fraud Analyst

Responsibilities:

Monitor and investigate suspicious transactions, merchants, and third-party activity daily.
Dive deep into fraud patterns across our portfolio using BI tools – spot trends, think critically, and act fast.
Partner with teams across the company and with external stakeholders to develop and implement top-tier fraud detection strategies.
Build and enhance reports, tools, and processes to prevent fraud and chargebacks – your insights will directly influence our security.
Communicate with merchants and partners to assess fraud risks and agree on next steps. You'll be a trusted go-to for SMB clients when it comes to compliance and fraud-related queries.
Collaborate with card schemes like Visa and Mastercard on program breaches, appeals, investigations, and reporting.
Stay on top of chargeback and fraud programs, ensuring compliance and proactive management of scheme requirements.
Work hand-in-hand with the Risk team to identify and monitor high-risk merchants.
Help shape the tools and workflows we use every day by challenging outdated processes and suggesting smarter, faster ways to work.
Other ad hoc tasks can be assigned by the manager as needed.
Requirements:

2+ years of experience with BI tools such as Oracle BI, SAP, Qlik, Tableau, or SQL, or advanced Excel skills are a must.
A degree in Banking Finance, Statistics, Data Analytics, Economics, or similar, or hands-on experience in fraud/investigative roles within Payments or Banking.
Card transactions, Acquiring background, highly advantageous.
Big plus if you have direct experience supporting small-to-medium business (SMB) clients.
Clear, confident communication in English (both spoken and written).
Strong analytical mindset with great investigative instincts – you don't stop until you get to the "why".
Able to manage multiple priorities with focus and independence – you're organized and driven. Able to work under minimal supervision / high degree of independence allocated, and have strong independent decision-making capabilities
Energetic, innovative, and adaptable – you bring a spark to the team and enjoy being both fun and professional.
You're approachable, easy to collaborate with, but not afraid to push back when there's a better way to do something.
You thrive in an environment where ownership, creativity, and momentum are encouraged.
Enjoying working in a fast-paced and multi-cultural environment.
Innovative and flexible person full of energy. Easy to work with, but challenging, and always looking for improvement. A proactive mindset with a touch of "va va voom"—you know how to make things happen and bring positive energy to the team.
Candidate must be located in Malta, the United Kingdom, or Lithuania. Read more