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Credit Manager-WCG-ECG
Work from home
#814244
Remote / WFH
Hdfc Bank
Job Description
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Credit Manager-WCG-ECG
Hdfc Bank
3.8
(54.9K Reviews)
100+ applicants
Posted 2 weeks ago
Job DetailsAbout CompanyReviewsSalaries
Job highlights
MBA, CA, FRM, or CFA with expertise in credit risk assessment and financial statement analysis
Assess and approve credit proposals, monitor portfolio health, implement risk mitigation strategies, and ensure regulatory compliance
0 - 1 Years
Not mentioned
Not disclosed
Pune
Key skills
Compliance,
Credit Underwriting,
Portfolio Monitoring,
Finance,
Financial Statement Analysis,
Risk,
CAM,
Auditing,
Credit Analysis,
Communication Skills,
Credit Management,
Analytical,
Credit Risk,
Credit Assessment,
Credit Policy,
Monitoring,
Wholesale,
Wholesale Banking,
CA
Job description
What you’ll do
Job Title
Credit Manager - WCG-ECG
Business Unit
Wholesale Credit Risk
Reporting To
Vertical Head / Unit Head
Job Function and Role Type
Credit, Individual Contributor, Travel Required
Version No
2.0
Job Purpose
Assess, evaluate, review, and approve credit proposals for wholesale banking relationships involving various products. Own assigned portfolio, monitor accounts, and ensure regulatory compliance in credit dispensation and monitoring.
Key Responsibilities
Appraisal of Proposal
Review credit proposals and assess credit and risk comprehensively.
Convey clear opinions on transaction acceptability covering business model, industry risk, and regulations.
Ensure completeness and accuracy of CAMs and adherence to credit policy.
Portfolio Monitoring
Monitor accounts and track industry developments to identify stress early.
Devise and implement risk reduction strategies for stressed accounts.
Conduct periodic reviews with business teams and address early warning signals.
Partner with teams to review end-use monitoring and address regulatory/audit issues.
TAT
Maintain defined credit and end-to-end TATs to ensure timely service delivery.
Education:
MBA, CA, FRM, CFA.
Certifications:
None explicitly mentioned.
Key Competencies
Technical and analytical skills, communication and negotiation skills, financial statement analysis, banking product knowledge, regulatory knowledge.
Major Stakeholders
Customers, Relationship Team, CAD, Policy Team, Audit, Legal, Compliance, Operations, Trade Finance.
Required Skills
Refer to the Job Description
Industry type
Banking
Department
BFSI, Investments & Trading
Role
Credit Manager
Role category
Lending
Employment type
Full Time, Permanent
Education
, MBA/PGDM in Any Specialization, CA in Any Specialization
Install app
Company logo
Credit Manager-WCG-ECG
Hdfc Bank
3.8
(54.9K Reviews)
100+ applicants
Posted 2 weeks ago
Job DetailsAbout CompanyReviewsSalaries
Job highlights
MBA, CA, FRM, or CFA with expertise in credit risk assessment and financial statement analysis
Assess and approve credit proposals, monitor portfolio health, implement risk mitigation strategies, and ensure regulatory compliance
0 - 1 Years
Not mentioned
Not disclosed
Pune
Key skills
Compliance,
Credit Underwriting,
Portfolio Monitoring,
Finance,
Financial Statement Analysis,
Risk,
CAM,
Auditing,
Credit Analysis,
Communication Skills,
Credit Management,
Analytical,
Credit Risk,
Credit Assessment,
Credit Policy,
Monitoring,
Wholesale,
Wholesale Banking,
CA
Job description
What you’ll do
Job Title
Credit Manager - WCG-ECG
Business Unit
Wholesale Credit Risk
Reporting To
Vertical Head / Unit Head
Job Function and Role Type
Credit, Individual Contributor, Travel Required
Version No
2.0
Job Purpose
Assess, evaluate, review, and approve credit proposals for wholesale banking relationships involving various products. Own assigned portfolio, monitor accounts, and ensure regulatory compliance in credit dispensation and monitoring.
Key Responsibilities
Appraisal of Proposal
Review credit proposals and assess credit and risk comprehensively.
Convey clear opinions on transaction acceptability covering business model, industry risk, and regulations.
Ensure completeness and accuracy of CAMs and adherence to credit policy.
Portfolio Monitoring
Monitor accounts and track industry developments to identify stress early.
Devise and implement risk reduction strategies for stressed accounts.
Conduct periodic reviews with business teams and address early warning signals.
Partner with teams to review end-use monitoring and address regulatory/audit issues.
TAT
Maintain defined credit and end-to-end TATs to ensure timely service delivery.
Education:
MBA, CA, FRM, CFA.
Certifications:
None explicitly mentioned.
Key Competencies
Technical and analytical skills, communication and negotiation skills, financial statement analysis, banking product knowledge, regulatory knowledge.
Major Stakeholders
Customers, Relationship Team, CAD, Policy Team, Audit, Legal, Compliance, Operations, Trade Finance.
Required Skills
Refer to the Job Description
Industry type
Banking
Department
BFSI, Investments & Trading
Role
Credit Manager
Role category
Lending
Employment type
Full Time, Permanent
Education
, MBA/PGDM in Any Specialization, CA in Any Specialization
