Credit Manager | Consumer Durable |amp| EL

Credit Delivery Adherence to defined Policy and Processes with minimum defects, and increasing efficiency of underwriting by reducing reworks and increasing FTAR.
Follow up with business counterparts and other stake holders for pending cases and FTNR reduction so as to ensure both credit TAT and E2E TAT is met as defined by the management.
Using different scoring models /tools as rolled by senior management to differentiate between customer segments while underwriting.
Follow up with the business counterparts for housekeeping Parameters such as PDD's / RC pendency / Mutation Checks / Overdue deferrals Credit Visit to understand Non Starters / EMR for RCA and update senior management.
To check data entry quality is intact and error rate is minimal at all Data entry shops.
Credit Quality Ensuring Minimal PAR errors.
Ensuring Non-starter and EMR is within Budget.
Vendor Management House Keeping Visit to Vendor's on regular intervals to keep a close watch on quality. Read more