Verified Job
Accounting - Finance
Cluster Credit Manager Business Banking working capital
Accounting - Finance
#334047
Remote / WFH
Job Description
Role: Cluster Credit Manager - Business Banking (working capital)
Mandatory Skills : Business Banking sales exp, exp in working capital, SME, Team Handling experience.
Location: Mumbai
Job Description
Financial Responsibilities: To monitor the portfolio closely and to ensure that the yield, delinquency and fee income target is duly met
To drive CASA acquisition of Business Banking customers
Non Financial Responsibilities: Manage a set of Acquisition Managers and Senior Acquisition Managers in the defined territory to establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank's market share.
To track the coverage of clients by the Acquisitions Team in the given territory and closely track their Daily Call Reports to monitor desired productivity
To have a good understanding of credit, financial statements, ratios and business models to ensure health growth rate with a robust quality book
To track the quality of originations by the Acquisitions Managers and Senior Acquisition Managers
To handhold the team to ensure that they are trained well and make the right pitch to the clients
To travel extensively to meet clients, in the assigned territory. The candidate is expected to meet 50% of the new clients acquired by the team, with being directly involved in 100% of bigger ticket cases
To ensure to maintain highest level of service to the clients and ensure 100% renewal in Year 2 of acquisition
Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
To research companies, the segment they operate in and the industry they belong to. Study trends of industry and analyze the competition to confidently present new lines to the clients and instill trust with your extensive knowledge of their industry.
Compliance & Risk Responsibilities : Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports.
Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels
Mandatory Skills : Business Banking sales exp, exp in working capital, SME, Team Handling experience.
Location: Mumbai
Job Description
Financial Responsibilities: To monitor the portfolio closely and to ensure that the yield, delinquency and fee income target is duly met
To drive CASA acquisition of Business Banking customers
Non Financial Responsibilities: Manage a set of Acquisition Managers and Senior Acquisition Managers in the defined territory to establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank's market share.
To track the coverage of clients by the Acquisitions Team in the given territory and closely track their Daily Call Reports to monitor desired productivity
To have a good understanding of credit, financial statements, ratios and business models to ensure health growth rate with a robust quality book
To track the quality of originations by the Acquisitions Managers and Senior Acquisition Managers
To handhold the team to ensure that they are trained well and make the right pitch to the clients
To travel extensively to meet clients, in the assigned territory. The candidate is expected to meet 50% of the new clients acquired by the team, with being directly involved in 100% of bigger ticket cases
To ensure to maintain highest level of service to the clients and ensure 100% renewal in Year 2 of acquisition
Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
To research companies, the segment they operate in and the industry they belong to. Study trends of industry and analyze the competition to confidently present new lines to the clients and instill trust with your extensive knowledge of their industry.
Compliance & Risk Responsibilities : Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports.
Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels
