Branch Credit Manager | HL | LAP

Job description
Branch Credit Manager - HL / LAP Grade: Asst. Manager / Deputy Manager / Manager as per HR Grid Location: Goregaon, Mumbai Interview: In person Branch Credit Manager – The candidate will be responsible for Underwriting Home Loan and LAP applications received from various partners under Colending arrangements/channels including organic / non-organic channels. Must have 1 or 2 years of experience in Secured Loans i.e., LAP/HL Key Responsibilities • Candidate will be primarily responsible for Credit Risk management for HL LAP products with co-lending partners. Additionally, we need to support local underwriting teams for other sourcing channels. • Candidate will be responsible for maintaining a healthy portfolio for a bank and maintaining delinquency as per guidelines from Management from time to time under control. • Candidate will have to manage the bounce rate below prescribed norms. • Satisfactory closure of Audit/ Compliance of Branch • Maintain various MIS for Data Maintenance and reporting purposes • Day-to-day Coordination with Product and co-lending partners for closure of files within TAT with Quality cases. • Closely working with stakeholders and other departments like Product, Audit, Policy, Legal, Technical and co-lending Partners, etc. • Checking HL Applications with acceptable standards of the Bank and Checking Dockets and processing for disbursement. • Vendor Billing Management • Responsible for fraud management and risk mitigation activities • OTC PDD Management. • Able to take on additional responsibilities in the future whenever assigned. Qualifications Graduation, Post-Graduation – (Minimum MBA-Finance), CA Read more