Verified Job
Accounting - Finance
AssociateSenior Associate Credit documentation MEA
Accounting - Finance
#348398
Remote / WFH
Job Description
ASSOCIATE/SENIOR ASSOCIATE - CREDIT DOCUMENTATION - MEA (JOB NUMBER: BNP023446)
About BNP Paribas Group:
BNP Paribas is a top-ranking bank in Europe with an international profile. It operates in 71 countries and has almost 1++ 000 employees. The Group ranks highly in its three core areas of activity: Domestic Markets and International Financial Services (whose retail banking networks and financial services are grouped together under Retail Banking & Services) and Corporate & Institutional Banking, centred on corporate and institutional clients. The Group helps all of its clients (retail, associations, businesses, SMEs, large corporates and institutional) to implement their projects by providing them with services in financing, investment, savings and protection. In its Corporate & Institutional Banking and International Financial Services activities, BNP Paribas enjoys leading positions in Europe, a strong presence in the Americas and has a solid and fast-growing network in the Asia/Pacific region.
About BNP Paribas India Solutions:
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, a leading bank in Europe with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 6000 employees, to provide support and develop best-in-class solutions.
About Business line/Function :
The Credit Administration team in ISPL is responsible in
Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
Job Title:
Credit Documentation Officer
Date:
June 2026
Department:
CTM
Location:
Mumbai/Chennai
Business Line / Function:
CIB ITO CLM
Reports to:
(Direct)
Manager
Grade:
(if applicable)
(Functional)
Number of Direct Reports:
Nil
Directorship / Registration:
Position Purpose:
The position is located in ISPL (India) and report to Manager
CTM is responsible for ensure credit approvals and credit reviews are updated/documented in a timely manner.
Responsibilities
Preparation of credit and security documents in line with the credit approvals
Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
Validate the framework of required covenants in the ‘Covenant Manager’ tool, against executed credit agreements
To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
After reception of signed legal documents
In cases where required, prepare additional documents (e.g. registration form for security documents, tenancy consent letter), invoice for set-up fees, memo to relevant department to arrange retrocession payment, etc.
Collection and follow-up of various fees such as renewal, commitment and upfront fees,.
Input of the guarantee data in the Received Guarantee Module and keep up to date the data for all credit facilities
Input covenant framework and testing result in the Covenant Manager tool
Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement
Analyse credit committee decisions and ensure credit review updates are transposed and updated into respective systems.
Ensure control checklists are adequately prepared.
Monitoring of genuine excess or exceptions for financing métiers products
Ensure all monitoring and data control Reports (excess, covenants, utilisations, wathclist ETC…) are adequately prepared, tracked and monitored
Data maintenance in the systems for MEA
Input and update credit risk data in bank accounting system and FX limits based on credit approval output.
Input and update overdraft rates in bank accounting system based on credit approval output.
Maintenance of monthly KPI reporting/ dashboard
Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement
Ad-hoc tasks
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Participate and contribute local/regional/global projects
Contribution to Regulatory/IG audits
Participate and contribute to BCP
Contributing Responsibilities
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Promote and contribute to the implementation of a common culture and approach within ITO 3C, and promote individual initiative, autonomy and versatility
Possess a culture of accountability and discipline for management of credit risk data quality
Clear understanding of data definition in order to secure the data quality
Direct contribution to BNPP operational permanent control framework.
Comply with regulatory requirements and internal guidelines
Technical & Behavioral Competencies
Good understanding of Financial products for banks/ FIs
Good understanding of risk concepts and methodologies
Knowledge of credit processes
Good understanding of transaction workflows, booking concept and booking system
Being familiar with local regulations
Commitment to the role and capacity to meticulously implement the ITO 3C Mission Statement
Excellent written and verbal communication skills
Excellent attention to detail
Strong interpersonal skills
Good time-management skills
Autonomy and capacity to take initiative
Capacity to remain objective and independent in order to fulfil the control role required
Behavior
Work under pressure
Accurate and attention to detail/ rigor
Committed and Motivated by a strong sense of accountability and care about delivering.
Team player and Collaborative
Ability to collaborate/ Teamwork
Active listening
Ability to deliver/ results driven
Specific Qualifications (if required)
Degree in Banking & Finance or equivalent qualification in Banking sector with more than 5 years relevant experience in preparation and review of legal credit and security documentation on structured deals, control and monitoring function of corporate credit
Skills Referential
Behavioural Skills: (Please select up to 4 skills)
Attention to detail / rigor
Ability to collaborate / Teamwork
Ability to deliver / Results driven
Creativity & Innovation / Problem solving
Active Listening
Transversal Skills: (Please select up to 5 skills)
Analytical ability
Ability to develop others & improve their skills
Ability to manage / facilitate a meeting, seminar, committee, training…
Ability to develop and adapt a process
Ability to inspire others and generate people's commitment.
Ability to setup relevant performance indicators.
Ability to anticipate business/ strategic evolution.
Experience and Qualifications required
Minimum 3 years of relevant working experience in preparaton of credit and security documents, credit annual reviews and reporting for Banks / FIs
Degree holder or equivalent qualification in Banking sector
Primary Location
: IN-MH-Mumbai
Job Type
: Standard / Permanent
Job
: COMMUNICATION
Education Level : Bachelor Degree or equivalent (>= 3 years)
Experience Level : At least 3 years
Schedule
: Full-time
About BNP Paribas Group:
BNP Paribas is a top-ranking bank in Europe with an international profile. It operates in 71 countries and has almost 1++ 000 employees. The Group ranks highly in its three core areas of activity: Domestic Markets and International Financial Services (whose retail banking networks and financial services are grouped together under Retail Banking & Services) and Corporate & Institutional Banking, centred on corporate and institutional clients. The Group helps all of its clients (retail, associations, businesses, SMEs, large corporates and institutional) to implement their projects by providing them with services in financing, investment, savings and protection. In its Corporate & Institutional Banking and International Financial Services activities, BNP Paribas enjoys leading positions in Europe, a strong presence in the Americas and has a solid and fast-growing network in the Asia/Pacific region.
About BNP Paribas India Solutions:
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, a leading bank in Europe with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 6000 employees, to provide support and develop best-in-class solutions.
About Business line/Function :
The Credit Administration team in ISPL is responsible in
Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
Job Title:
Credit Documentation Officer
Date:
June 2026
Department:
CTM
Location:
Mumbai/Chennai
Business Line / Function:
CIB ITO CLM
Reports to:
(Direct)
Manager
Grade:
(if applicable)
(Functional)
Number of Direct Reports:
Nil
Directorship / Registration:
Position Purpose:
The position is located in ISPL (India) and report to Manager
CTM is responsible for ensure credit approvals and credit reviews are updated/documented in a timely manner.
Responsibilities
Preparation of credit and security documents in line with the credit approvals
Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
Validate the framework of required covenants in the ‘Covenant Manager’ tool, against executed credit agreements
To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
After reception of signed legal documents
In cases where required, prepare additional documents (e.g. registration form for security documents, tenancy consent letter), invoice for set-up fees, memo to relevant department to arrange retrocession payment, etc.
Collection and follow-up of various fees such as renewal, commitment and upfront fees,.
Input of the guarantee data in the Received Guarantee Module and keep up to date the data for all credit facilities
Input covenant framework and testing result in the Covenant Manager tool
Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement
Analyse credit committee decisions and ensure credit review updates are transposed and updated into respective systems.
Ensure control checklists are adequately prepared.
Monitoring of genuine excess or exceptions for financing métiers products
Ensure all monitoring and data control Reports (excess, covenants, utilisations, wathclist ETC…) are adequately prepared, tracked and monitored
Data maintenance in the systems for MEA
Input and update credit risk data in bank accounting system and FX limits based on credit approval output.
Input and update overdraft rates in bank accounting system based on credit approval output.
Maintenance of monthly KPI reporting/ dashboard
Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement
Ad-hoc tasks
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Participate and contribute local/regional/global projects
Contribution to Regulatory/IG audits
Participate and contribute to BCP
Contributing Responsibilities
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Promote and contribute to the implementation of a common culture and approach within ITO 3C, and promote individual initiative, autonomy and versatility
Possess a culture of accountability and discipline for management of credit risk data quality
Clear understanding of data definition in order to secure the data quality
Direct contribution to BNPP operational permanent control framework.
Comply with regulatory requirements and internal guidelines
Technical & Behavioral Competencies
Good understanding of Financial products for banks/ FIs
Good understanding of risk concepts and methodologies
Knowledge of credit processes
Good understanding of transaction workflows, booking concept and booking system
Being familiar with local regulations
Commitment to the role and capacity to meticulously implement the ITO 3C Mission Statement
Excellent written and verbal communication skills
Excellent attention to detail
Strong interpersonal skills
Good time-management skills
Autonomy and capacity to take initiative
Capacity to remain objective and independent in order to fulfil the control role required
Behavior
Work under pressure
Accurate and attention to detail/ rigor
Committed and Motivated by a strong sense of accountability and care about delivering.
Team player and Collaborative
Ability to collaborate/ Teamwork
Active listening
Ability to deliver/ results driven
Specific Qualifications (if required)
Degree in Banking & Finance or equivalent qualification in Banking sector with more than 5 years relevant experience in preparation and review of legal credit and security documentation on structured deals, control and monitoring function of corporate credit
Skills Referential
Behavioural Skills: (Please select up to 4 skills)
Attention to detail / rigor
Ability to collaborate / Teamwork
Ability to deliver / Results driven
Creativity & Innovation / Problem solving
Active Listening
Transversal Skills: (Please select up to 5 skills)
Analytical ability
Ability to develop others & improve their skills
Ability to manage / facilitate a meeting, seminar, committee, training…
Ability to develop and adapt a process
Ability to inspire others and generate people's commitment.
Ability to setup relevant performance indicators.
Ability to anticipate business/ strategic evolution.
Experience and Qualifications required
Minimum 3 years of relevant working experience in preparaton of credit and security documents, credit annual reviews and reporting for Banks / FIs
Degree holder or equivalent qualification in Banking sector
Primary Location
: IN-MH-Mumbai
Job Type
: Standard / Permanent
Job
: COMMUNICATION
Education Level : Bachelor Degree or equivalent (>= 3 years)
Experience Level : At least 3 years
Schedule
: Full-time
