Analyst, Loan Management Services

MAIN PURPOSE OF THE ROLE

To act as an SME for the Loans portfolio handled by the Loans Middle Office. To ensure that facilities under the control and management of LMO are maintained accurately within the systems and controls available. Ensuring all facilities can be serviced and all drawings have been processed in a timely manner in accordance with MUFG policies (credit approvals, legal framework, current regulatory and compliance requirement) and procedures.

KEY RESPONSIBILITIES

Essential Functions:

Completion of daily obligations in accordance with Facility Agreements, Head Office rules, and regulations.
Responsible for the accurate input of work, and verification of transactions.
Provide assistance, as requested, to line management in the control of daily work flows to ensure timely completion of daily obligations.
Co-ordinate across Operations to ensure the deal is processed in a timely manner.
Daily monitoring of the triggers throughout the loan lifecycle via the system/diary notes to ensure the loan is serviced accordingly
Escalation to Line Management of any issues that may affect a particular facility or event.
Provide general support to facilitate the implementation of projects as and when necessary
Communicate and negotiate with a variety of Stakeholders, including Front Office, Lenders and Borrowers in order to administer events on a portfolio of loans.
Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.
Oversee the creation, or, give direction and guidance in the creation of control tools necessary to administer client facilities where the Bank’s systems are considered inappropriate. This will ensure all transactions processed remain within the approved parameters and agreement of the facility.
Continually review and challenge processes and procedures to maximise efficiency and processes that allow highest possible facility usage with a view to maximising the revenue streams, in order to satisfy client and other stakeholder’s requirements.
Ensure the creation and flow of information is accurate and timely to enable Management and stakeholders to act appropriately.
Working with LMO Team Lead to achieve the short-term, medium-term, and long-term goals of the team
Responsible for working autonomously to resolve operational issues as they arise, and providing, where necessary, the implementation of preventative measures to avoid reoccurrence of incidents.
Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.
Operate as product specialist providing subject matter expertise where required.
Be at all times abreast and up to speed with market developments in relation to the product stream, and be instrumental in Change Management when required
WORK EXPERIENCE

As this is a Analyst position the candidate should possess:

Experience of working within a Financial Institution Middle Office / Control function.
Operational experience of loan products
Operational and administrative knowledge of the loan market.
Experience in reviewing loan agreements.
SKILLS AND EXPERIENCE

Bi-lingual Proficient in up-to-date standard practices relative to the products administered within, Loans markets
Proficient in the standard Microsoft Office suite (e.g. Outlook, MS Word, MS Excel)
PERSONAL REQUIREMENTS

Excellent communication skills
Results driven, with a strong sense of accountability
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
A creative and innovative approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Strong numerical skills Read more