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Verified Job Accounting - Finance

Senior Credit Approver

Chennai, Tamil Nadu
Accounting - Finance
#222217
Remote / WFH

Job Description

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Senior Credit Approver

Standard Chartered Bank
Chennai, Tamil Nadu
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1+ hours agoFull–time
Senior Credit Approver-(220001+874)

Job

:Operations

Primary Location

:Asia-India-Chennai

Schedule

:Full-time

Employee Status

:Permanent

Posting Date

:18/Aug/2026, 1:03:15 PM

Unposting Date

:Ongoing Role Responsibilities

Business
• Credit Initiation role to support Client onboarding application process and approvals for Secured and Unsecured products for Africa, Middle East & Jersey Market.
• Credit decision experience in either secure or Unsecured product.

Factors:
• Perform credit monitoring and annual/renewal review on approved credit.

Facilities:
• Respond to stakeholders regarding all credit applications related inquiries.
• Understand and execute all relevant regulatory requirements, Group.

Country credit policies and procedure:
• Comply with anti-fraud procedures and be alert at all times, make immediate.
• Report for any unusual or suspicious customer activity to FRM unit.
• Apply lending/credit policy, product and guidelines, and a high level of judgement, in applicants’ credit worthiness.
• Providing high level of data input and quality output through exercising of quality credit decisions, within CAD guidelines.
• Strong knowledge about Secured and unsecured products for Credit underwriting process.

Processes
• Lead and co-ordinate the efforts to develop, deploy and optimize credit initiation servicing strategy and processes.
• Work with Country Management, Business Partners, Product Partners and other Risk team members to optimize performance and resource allocation.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
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