Verified Job
Accounting - Finance
Senior Associate Fraud Technology
Accounting - Finance
#349194
Remote / WFH
Job Description
Senior Associate - Fraud - Technology
Job Number:
3238200
POSTING DATE: Jun 15, 2026
PRIMARY LOCATION: Non-Japan Asia-India-Maharashtra-Mumbai (MSA)
EDUCATION LEVEL: Bachelor's Degree
JOB: Security Technology & Controls Management
EMPLOYMENT TYPE: Full Time
JOB LEVEL: Senior Associate
DESCRIPTION
Company profile:
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 41 countries, the Firm's employees serve clients worldwide including corporations, governments, institutions, and individuals. For further information about Morgan Stanley, please visit www.morganstanley.com.
Cyber Data Risk & Resilience
The mission of CYBER DATA RISK & RESILIENCE is to deliver first-line defenses to manage risks to Firm technology, information and cyber threats through risk identification, control management and assurance. This allows the business to operate and grow in a secure and legally compliant manner.
Our vision is to deliver Programs that protect and enable the business, ensure secure delivery of services to our clients, adjust to address the risks presented by an evolving threat landscape, meet regulatory expectations, and offer highly attractive career opportunities.
The Fraud department is part of the Firm’s Cyber Data Risk & Resilience (CDRR) division. In an effort to protect our clients' assets, provide a safe and secure banking environment, and to minimize financial losses to the Firm from systematic security risk, the team is tasked with monitoring and analysing client activities in order to detect and curtail fraud. The Department’s primary responsibilities are identification, mitigation and incident management of potential fraudulent banking transactions detected by a suite of detection tools as well as investigation and resolution of client[1]initiated fraud claims.
The ISG / IM Alerts, Business Email Compromise (BEC) and Call Back Verification (CBV) Management Team forms part of Fraud Operations and acts as the Firm’s first line of defence for monitoring suspicious transactions and ensuring the payment community follows the Firm’s expectations on CBV. The team serves as the Firm's subject matter experts for all payment activities and provides training and education to the payment community globally as well as supports payment teams through payment expertise and guidance on Firm expectations on appropriate execution of wire transfers. The Global Fraud Operations Vendor Fraud Risk Management team performs Fraud Risk Assessments to evaluate the Third-Party Provider’s Anti-Fraud framework and controls in respective to Payment and the client/employee authentication process (if applicable). The Vendor Risk Assessment (“VRA”) team centralizes third party outreach and communication, internal escalation and a first review of completed questionnaires.
Role Description: The team is looking to recruit an Sr. Associate to support the growing requirements, objectives, and expectations of the Fraud Ops ISG/IM Alerts, BEC, CBV and Fraud Risk Assessment functions. The individual will join a Global team supporting ISG, IWM and Investment Management business areas. The broad reaching portfolio covers all aspects of alerts monitoring & surveillance and will require the candidate to utilize a variety of business tools to perform recurring and ad-hoc investigations quality assurance and be able to report findings to senior management and stakeholders across multiple departments.
Job Responsibilities:
Ø Daily monitoring, investigation, and supervision of work queues to ensure payments are in a secure and accurate state before release
Ø Working with payment community to investigate wire activity and ensure all controls and checks have been completed, as well as necessary documentation in place where required
Ø Real time review and investigation of monetary transactions to determine if fraud or misrepresentation exists for payments not recorded within Firm’s books and records
Ø Monitor the Firm’s detective Fraud Controls (inline validation), and co-ordinate escalation process with internal stakeholders on verifying outgoing SWIFT payment messages within a strict timeframe
Ø Daily communication with stakeholders across multiple business lines
Ø Review and investigation of any BEC scenarios
Ø Review of completed Fraud Risk Assessment questionnaires received from vendors.
Ø Monitoring and supervision of all outstanding assessments
Ø Document findings in a concise manner for communication to the appropriate internal stakeholders and Senior Management
Ø Coordinate and assist on proposed decisions and action to be taken as a result of any fraud investigation/assessments
Ø Drafting and maintaining procedure documents
Ø Daily quality assurance checking of CBVs performed by the payment community, with follow[1]up and escalation where necessary
Ø Adhere to departmental and corporate policies to ensure guidelines are followed and executed in accordance with management's expectations.
Ø Creation of monthly reporting around CBV and payments functions, for submission to various senior management forums
Ø Leading and contributing to various projects as part of the global team
QUALIFICATIONS
Required Skills:
Ø 2 to 4 yrs of relevant experience.
Ø Experience in fraud or break investigations desirable (but not essential)
Ø Payment knowledge and an understanding of SWIFT formatting desirable (but not essential)
Ø Ability to manage conflict and challenge payment teams processes and controls
Ø Demonstrate a strong understanding of Fraud risks and threats to MS and industry desirable (but not essential)
Ø Confident, well rounded, methodical person with strong analytical skills
Ø Experience working with senior management a plus
Ø Attention to detail and accuracy is essential
Ø Self-motivated, pro-active and have ability to work consistently and proficiently to achieve goals either as individual or as part of a team
Ø Proficient in Microsoft Excel and PowerPoint
Ø Task oriented and inquisitive in nature
Ø Excellent spoken and written English
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.
Job Number:
3238200
POSTING DATE: Jun 15, 2026
PRIMARY LOCATION: Non-Japan Asia-India-Maharashtra-Mumbai (MSA)
EDUCATION LEVEL: Bachelor's Degree
JOB: Security Technology & Controls Management
EMPLOYMENT TYPE: Full Time
JOB LEVEL: Senior Associate
DESCRIPTION
Company profile:
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 41 countries, the Firm's employees serve clients worldwide including corporations, governments, institutions, and individuals. For further information about Morgan Stanley, please visit www.morganstanley.com.
Cyber Data Risk & Resilience
The mission of CYBER DATA RISK & RESILIENCE is to deliver first-line defenses to manage risks to Firm technology, information and cyber threats through risk identification, control management and assurance. This allows the business to operate and grow in a secure and legally compliant manner.
Our vision is to deliver Programs that protect and enable the business, ensure secure delivery of services to our clients, adjust to address the risks presented by an evolving threat landscape, meet regulatory expectations, and offer highly attractive career opportunities.
The Fraud department is part of the Firm’s Cyber Data Risk & Resilience (CDRR) division. In an effort to protect our clients' assets, provide a safe and secure banking environment, and to minimize financial losses to the Firm from systematic security risk, the team is tasked with monitoring and analysing client activities in order to detect and curtail fraud. The Department’s primary responsibilities are identification, mitigation and incident management of potential fraudulent banking transactions detected by a suite of detection tools as well as investigation and resolution of client[1]initiated fraud claims.
The ISG / IM Alerts, Business Email Compromise (BEC) and Call Back Verification (CBV) Management Team forms part of Fraud Operations and acts as the Firm’s first line of defence for monitoring suspicious transactions and ensuring the payment community follows the Firm’s expectations on CBV. The team serves as the Firm's subject matter experts for all payment activities and provides training and education to the payment community globally as well as supports payment teams through payment expertise and guidance on Firm expectations on appropriate execution of wire transfers. The Global Fraud Operations Vendor Fraud Risk Management team performs Fraud Risk Assessments to evaluate the Third-Party Provider’s Anti-Fraud framework and controls in respective to Payment and the client/employee authentication process (if applicable). The Vendor Risk Assessment (“VRA”) team centralizes third party outreach and communication, internal escalation and a first review of completed questionnaires.
Role Description: The team is looking to recruit an Sr. Associate to support the growing requirements, objectives, and expectations of the Fraud Ops ISG/IM Alerts, BEC, CBV and Fraud Risk Assessment functions. The individual will join a Global team supporting ISG, IWM and Investment Management business areas. The broad reaching portfolio covers all aspects of alerts monitoring & surveillance and will require the candidate to utilize a variety of business tools to perform recurring and ad-hoc investigations quality assurance and be able to report findings to senior management and stakeholders across multiple departments.
Job Responsibilities:
Ø Daily monitoring, investigation, and supervision of work queues to ensure payments are in a secure and accurate state before release
Ø Working with payment community to investigate wire activity and ensure all controls and checks have been completed, as well as necessary documentation in place where required
Ø Real time review and investigation of monetary transactions to determine if fraud or misrepresentation exists for payments not recorded within Firm’s books and records
Ø Monitor the Firm’s detective Fraud Controls (inline validation), and co-ordinate escalation process with internal stakeholders on verifying outgoing SWIFT payment messages within a strict timeframe
Ø Daily communication with stakeholders across multiple business lines
Ø Review and investigation of any BEC scenarios
Ø Review of completed Fraud Risk Assessment questionnaires received from vendors.
Ø Monitoring and supervision of all outstanding assessments
Ø Document findings in a concise manner for communication to the appropriate internal stakeholders and Senior Management
Ø Coordinate and assist on proposed decisions and action to be taken as a result of any fraud investigation/assessments
Ø Drafting and maintaining procedure documents
Ø Daily quality assurance checking of CBVs performed by the payment community, with follow[1]up and escalation where necessary
Ø Adhere to departmental and corporate policies to ensure guidelines are followed and executed in accordance with management's expectations.
Ø Creation of monthly reporting around CBV and payments functions, for submission to various senior management forums
Ø Leading and contributing to various projects as part of the global team
QUALIFICATIONS
Required Skills:
Ø 2 to 4 yrs of relevant experience.
Ø Experience in fraud or break investigations desirable (but not essential)
Ø Payment knowledge and an understanding of SWIFT formatting desirable (but not essential)
Ø Ability to manage conflict and challenge payment teams processes and controls
Ø Demonstrate a strong understanding of Fraud risks and threats to MS and industry desirable (but not essential)
Ø Confident, well rounded, methodical person with strong analytical skills
Ø Experience working with senior management a plus
Ø Attention to detail and accuracy is essential
Ø Self-motivated, pro-active and have ability to work consistently and proficiently to achieve goals either as individual or as part of a team
Ø Proficient in Microsoft Excel and PowerPoint
Ø Task oriented and inquisitive in nature
Ø Excellent spoken and written English
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.
