Verified Job
Accounting - Finance
Retail AgriRural Portfolio Officer
Accounting - Finance
#329583
Remote / WFH
Job Description
Group Company: HDFC Bank Limited
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities:
• Relationship Building and Maintenance
• To liaise with existing customers for building relationships.
• Rotation & Recovery
• Follow-up for rotations and deposition of installment
• Working towards benchmark on rotation recovery
• Housekeeping
• Submission of Post Disbursement Documents (PDD)
• Call Memo submission.
• Collection & Submission of LAD
• Sourcing and Business Generation
• Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
• Increase penetration of KGC Business in existing and new villages.
• Cross sell
• Opening of Liability accounts as per the benchmark.
• Cross selling asset as guided by Relationship Manager from time to time
• Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities:
• Any other task assigned by seniors from time to time.
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
Required work experience
• Industry: BFSI/Agri input/FPO
• Role: Sales Executive
• Years of experience: 1 to 2
Required Competencies:
• Basic understanding of Banking Products & Processes
• Good Team spirit
• Time / Team Management
• Proficient in local language
• Proactive & focused approach
Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills:
Persuasion & Selling Skills
Other:
• Reporting Designation: RM- Retail Agri
• Reporting Department-Sub BU: KGC
Specific requirements
• Travel: Customer Visits
• Vehicle: 2 wheeler preferred
Other details
• Contract Types: PERMANENT
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities:
• Relationship Building and Maintenance
• To liaise with existing customers for building relationships.
• Rotation & Recovery
• Follow-up for rotations and deposition of installment
• Working towards benchmark on rotation recovery
• Housekeeping
• Submission of Post Disbursement Documents (PDD)
• Call Memo submission.
• Collection & Submission of LAD
• Sourcing and Business Generation
• Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
• Increase penetration of KGC Business in existing and new villages.
• Cross sell
• Opening of Liability accounts as per the benchmark.
• Cross selling asset as guided by Relationship Manager from time to time
• Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities:
• Any other task assigned by seniors from time to time.
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
Required work experience
• Industry: BFSI/Agri input/FPO
• Role: Sales Executive
• Years of experience: 1 to 2
Required Competencies:
• Basic understanding of Banking Products & Processes
• Good Team spirit
• Time / Team Management
• Proficient in local language
• Proactive & focused approach
Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills:
Persuasion & Selling Skills
Other:
• Reporting Designation: RM- Retail Agri
• Reporting Department-Sub BU: KGC
Specific requirements
• Travel: Customer Visits
• Vehicle: 2 wheeler preferred
Other details
• Contract Types: PERMANENT
