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Relationship Officer Jobs Bank - Jaunpur

Jaunpur, Uttar Pradesh
Accounting - Finance
#643509
Remote / WFH

Job Description

Job Requirements

Job Title: Relationship Officer

Company Name: Utkarsh Small Finance Bank

Location: Jaunpur, Uttar Pradesh

Salary: 2 - 3 Lakhs Per Annum

Employment Type: Full Time, Permanent

Job Description:

Are you looking for an exciting opportunity in the banking sector? Utkarsh Small Finance Bank is seeking a dedicated and enthusiastic Relationship Officer to join our team. As a Relationship Officer, you will play a pivotal role in promoting Home Loans and MSME (Micro Small Medium Enterprises) Loans under the Banking vertical. If you have a passion for sales, building strong customer relationships, and achieving sales targets, we invite you to be a part of our dynamic team.

Key Responsibilities:
• Building Customer Relationships: Foster and nurture strong relationships with customers, ensuring excellent service and customer satisfaction.
• Sales Target Achievement: Maximize revenue generation by actively developing business and achieving sales targets.
• Collaboration with Bank's Team: Work closely with the bank's team to ensure active transactional engagement of clients in your assigned area.
• Identifying Business Opportunities: Identify potential business prospects, assess their industry positions, and analyze sales options.
• Solution-Oriented Selling: Establish contact, build relationships with prospects, and recommend suitable financial solutions.
• Client Support: Maintain ongoing communication with clients, providing them with support, information, guidance, and recommending new opportunities.
• Market Research: Stay updated on industry trends, market activities, and competitors to identify product improvements or new offerings.
• Reporting and Analysis: Prepare reports by collecting, analyzing, and summarizing information, contributing to informed decision-making.
• Quality Service: Uphold organizational standards to ensure high-quality service delivery.
• Business Loan Promotion: Promote business loans under the banking vertical and consistently achieve assigned business targets.
• Credit Assessment Support: Provide Credit Managers with necessary information for credit assessment of clients.
• Loan Disbursement Formalities: Facilitate the completion of required formalities for loan disbursement.
• Continuous Learning: Stay updated on the terms of business loans and other loan products to effectively counsel clients.

Qualifications:
• Minimum 1 year of experience in Home Loans, LAP, BL, or Mortgage Loan in Banking or NBFC.
• Any Graduation degree.
• Age below 30, exceptional cases up to 32.
• CIBIL Score of 700 or higher.
• Work Type: Field Work (Open Market)

Interview Mode: Virtual on Microsoft Teams

Role: Field Sales Executive

Industry Type: Banking

Department: Sales & Business Development

Role Category: Retail & B2C Sales

Education: Any Graduate
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