RB Collection amp UnderwritingCPC Credit Officer SBB

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RB - Collection & Underwriting:CPC Credit Officer - SBB...

Axis Bank
Jaipur, Rajasthan
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16 hours ago
Full–time
Key Responsibilities . Approval Rates, basis the target will be reviewed for the year for the location
• Approval rates for all the locations for the full year.
. Approval Rates-CC/OD/Card Power/Secured Loans, basis the target will be reviewed for the year, for the location
• Approval rates for all the locations for the full year.
. Turn around time (TAT) from Login to Sanction
• Login to Sanction for all products as confirmed.
. Turn around time (TAT)
• Legal & Technical
• L&T login to L&T Sanction for all secured products as confirmed.
. Early Warning Signal
• Location wise FPD for term Loans
• Location wise FPD % for Business Loan as confirmed.
. Risk Management . Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted.
• Based on Internal & Concurrent audit conducted & Report submitted .
PSL Accuracy at product level needs to be maintained. Source
• Audit report.
. Review, Renewal, Pendency
• Timely inspection, Monitoring of accounts .
Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager
• Job enrichment & Training initiative, Support to new locations & products.
Feedback from Head Credit - & Other stake holders will be the source.

Qualifications CA/MBA Finance with Credit Appraisal, expertise in the areas Role Proficiencies:
. Working knowledge of all retail banking product . Knowledge of regulatory guidelines and norms . Working knowledge of handling Customer Service . Good communication (both verbal and written) skill in both English and the local language . Ability to handle pressure and meet deadlines