Verified Job
Work from home
Manager Credit Risk Analytics
Work from home
#626180
Remote / WFH
Job Description
Great Southern Bank is seeking a Manager, Credit Risk Analytics to execute the credit risk optimisation strategy for the organisation. You will bring a highly quantitative approach to the role, being data-led and leveraging the collective strengths and insights of the Credit Risk team.
In this role you will work with internal and external partners to optimise end-end credit lifecycle insights across all lending products, to help shape, inform and develop strategies to further optimise lending through credit risk models, automation, tools and practices.
This position is open to candidates located in Brisbane and Sydney, offering you the flexibility to work from home two days a week.
You’ll make an impact by:
Developing and designing regular reporting and analysis relating to application trends, new originations, and portfolio outcomes.
Contribute to the development of credit risk strategies to support the bank’s objectives with respect to customers, risk appetite, profitability and growth.
Optimise end-to-end credit acquisitions including the use of scorecards, serviceability, business/system rules, lending origination tools, credit engines, and other automation tools.
Ensure effective monitoring is in place for credit models, lending flows, portfolio concentrations and risk limits.
Provide thought leadership across teams including Risk, Products, Projects and Data to influence effective design and delivery of leading loan origination pathways.
Do things differently with us
To succeed in this role, you will have:
5+ years’ experience in credit risk management roles within Financial Services.
Proficient with data extraction, manipulation, and analysis (DataBricks and or SQL is essential).
Strong understanding of commonly used credit tools and decision engines and how to create the best value through their use.
Strong communication and stakeholder management skills.
Familiarity with the Australian market, regulations (APRA, ASIC, AFCA).
Why Great Southern Bank?
Whatever your role with us, you’ll be part of a force for good. We’re owned by our customers right here in Australia, so our success benefits everyday people and families. Working at Great Southern Bank, you’ll also enjoy a range of fantastic benefits, some examples include:
Helping you unlock a brighter future by investing in your development and wellbeing, offering you study leave, a day for you and professional wellbeing coaching.
Benefits that support you and your wellbeing so that you can thrive at work and at home, today and tomorrow. Enjoy access to our wellbeing centre and the flexibility to work from home two days a week.
Helping you to achieve your financial goals and positively impact your family and community. We offer discounts on a wide range of Great Southern Bank products and services such as savings and transaction accounts, insurance, home loans and more!
Imagine working for a bank that truly helps people. You can.
Questions? Please contact our Talent Acquisition team at careers@gsb.com.au
At Great Southern Bank, we're committed to building a strong, inclusive and diverse workplace, where people feel a sense of belonging and are valued, connected and respected. We value diverse backgrounds, cultures, abilities, ideas and experiences; recognising the benefits they bring to our work, our communities and the way we help our customers. We support and promote an inclusive culture through flexible ways of working, collaboration, and fair and equitable decision making that empowers our people to be at their best every day.
In this role you will work with internal and external partners to optimise end-end credit lifecycle insights across all lending products, to help shape, inform and develop strategies to further optimise lending through credit risk models, automation, tools and practices.
This position is open to candidates located in Brisbane and Sydney, offering you the flexibility to work from home two days a week.
You’ll make an impact by:
Developing and designing regular reporting and analysis relating to application trends, new originations, and portfolio outcomes.
Contribute to the development of credit risk strategies to support the bank’s objectives with respect to customers, risk appetite, profitability and growth.
Optimise end-to-end credit acquisitions including the use of scorecards, serviceability, business/system rules, lending origination tools, credit engines, and other automation tools.
Ensure effective monitoring is in place for credit models, lending flows, portfolio concentrations and risk limits.
Provide thought leadership across teams including Risk, Products, Projects and Data to influence effective design and delivery of leading loan origination pathways.
Do things differently with us
To succeed in this role, you will have:
5+ years’ experience in credit risk management roles within Financial Services.
Proficient with data extraction, manipulation, and analysis (DataBricks and or SQL is essential).
Strong understanding of commonly used credit tools and decision engines and how to create the best value through their use.
Strong communication and stakeholder management skills.
Familiarity with the Australian market, regulations (APRA, ASIC, AFCA).
Why Great Southern Bank?
Whatever your role with us, you’ll be part of a force for good. We’re owned by our customers right here in Australia, so our success benefits everyday people and families. Working at Great Southern Bank, you’ll also enjoy a range of fantastic benefits, some examples include:
Helping you unlock a brighter future by investing in your development and wellbeing, offering you study leave, a day for you and professional wellbeing coaching.
Benefits that support you and your wellbeing so that you can thrive at work and at home, today and tomorrow. Enjoy access to our wellbeing centre and the flexibility to work from home two days a week.
Helping you to achieve your financial goals and positively impact your family and community. We offer discounts on a wide range of Great Southern Bank products and services such as savings and transaction accounts, insurance, home loans and more!
Imagine working for a bank that truly helps people. You can.
Questions? Please contact our Talent Acquisition team at careers@gsb.com.au
At Great Southern Bank, we're committed to building a strong, inclusive and diverse workplace, where people feel a sense of belonging and are valued, connected and respected. We value diverse backgrounds, cultures, abilities, ideas and experiences; recognising the benefits they bring to our work, our communities and the way we help our customers. We support and promote an inclusive culture through flexible ways of working, collaboration, and fair and equitable decision making that empowers our people to be at their best every day.
