Hiring For Credit Manager Overdraft with a Growing Bank

Roles and Responsibilities The primary role is of credit underwriting and risk management of Working Capital loan proposals, - Appraise /recommend / decision proposals as per the delegation of authority KEY RESPONSIBILITIESUnderwriting of Working Capital loan proposals covering facilities, viz; Overdraft/ Drop Line Overdraft (DLOD)/ Cash Credit/ Bank Guarantee/ Letter of Credit, etc. Do the Financial Analysis, Internal Risk Rating, End to end CAM note preparation. Undertake timely review renewal of the working capital facilities. Completing PD visits to the client’s Business premise and coordinating with Sales to clear pending queries Monitoring the portfolio quality and identifying clients moving towards sickness on an ongoing basis during review/ renewal and MIS data analysis. Extensive location visit to get insights about market intelligence & industry practices Monitoring of TAT Reporting of product performances and changes in portfolio quality to senior management periodically. Act as the primary point of contact with respective business units regarding policy & process