Hiring For Credit Analyst Wholesale Banking with

Roles and Responsibilities JOB SUMMARYResponsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bankpolicy, maintaining quality portfolio by efficient processing of all credit proposals & postdisbursement credit control. Ensuring timelines in credit appraisal as per policy of theBank. Close and effective coordination with other departments.KEY RESPONSIBILITIES Conducting CIBIL and other checks and internal dedupe as per process. Analyzing proposals received from business/sales team and raising and resolvingqueries as appropriate. Conducting pre-appraisal senior management meetings and branch visit Preparation of credit appraisal memo for term loans to NBFCs / FIGs coveringvarious key aspects of Management, Financial, Operational, Portfolio reviews andPAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery. Recommend appropriate loan amount and present the loan proposal to the creditcommittee. Preparation of draft sanction letter covering all key conditions stipulated. Conduct loan utilization checks and monitoring visits at periodic frequency Follow-up with delinquent clients including assessing ongoing early warning signalsof existing clients. Any other work assigned from time to time