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Verified Job Accounting - Finance

Gold Loan Officer Location Agra

Agra, Uttar Pradesh
Accounting - Finance
#314010
Remote / WFH

Job Description

Gold Loan Officer (Location : Agra)MFT+064

Retail BankingCity - Agra

Required Experience

0 - 5 Years

Posted On

07 Mar 2026

Basic Section

No. Of Openings

5

Grade

NA1

Designation

Others

Closing Date

30 Jun 2026

Organisational

Organisation

CSB Bank

Organization Unit

Retail & SME (Business And Risk), Operations & IT

Sub Org Unit 1

Retail Banking

Sub Org Unit 2

Retail Branch Banking

Sub Org Unit 3

Retail Branch Banking

Sub Org Unit 4

North Zone

Sub Org Unit 5

Others

Sub Org Unit 6

Others

Branch/Department Code

+13

Country

India

Geographic Zone

North

State

Uttar Pradesh

City

Agra

Worksite

City - Agra

Worksite Code

Generic - Agra

Skills

Skill

CROSS SELLING

CUSTOMER SERVICE

LEAD GENERATION

Minimum Qualification

ANY GRADUATE

CERTIFICATION

No data available

Working Language

No data available

Job Description

Job Purpose: To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention – to reduce attrition, 3. Cross sales – to grow portfolio size) Functional Responsibilities: To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk. Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk. Maintaining the TAT in the timely disbursement of Gold loan. Retention of customers / portfolio by meaningful engagement time to time. Secure safe room operations, security measures, day to day working of branch. Follow up with the customer for timely interest collection, repayment and reduce NPA to zero. Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT. Cross Sell of other products / services of the bank. Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch
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