Credit Risk Analyst – Retail Banking

What role you will play in team: Analyze credit applications, assess credit risk, and make credit decisions for retail banking customers.What you will do: Review financial statements, credit reports, and other relevant data to evaluate creditworthiness of borrowers.Key responsibility:Analyze credit applications for retail banking products (e.g., personal loans, credit cards).Assess credit risk using various scoring models and analytical techniques.Make credit decisions based on risk assessment.Monitor credit performance of existing customers.Maintain accurate credit files and documentation.Comply with all regulatory requirements related to credit risk management.Required Qualification and Skills:Bachelor's degree in Finance or related field.0-1 year of experience in credit risk analysis.Strong understanding of credit risk management principles.Analytical and problem-solving skills.Proficiency in Microsoft Excel and other data analysis tools.Excellent attention to detail.Benefits Included:Competitive salary and benefits package.Opportunities for professional growth.Dynamic work environment.Health insurance, paid time off.Employee assistance program.A Day in the Life: A typical day involves reviewing credit applications, analyzing financial data, and making credit decisions.