Credit Risk Analyst Retail Banking

What role you will play in team
You will be responsible for assessing and managing credit risk associated with retail banking products
contributing to the overall credit risk profile of the bank
What you will do
You
ll analyze data
develop credit scoring models
and recommend credit limits for retail customers
Key responsibility
Analyze customer credit applications and financial data
Develop and maintain credit scoring models
Assess credit risk and determine appropriate credit limits
Monitor customer credit performance and identify potential risks
Prepare credit risk reports for senior management
Collaborate with other departments to improve credit risk management practices
Required Qualification and Skills
Bachelor
s degree in Finance
Economics
Statistics
or a related field
0
1 year of experience in credit risk management
Retail banking preferred

Strong analytical skills and understanding of statistical modeling
Proficiency in credit risk software and tools
Excellent communication and reporting skills
Understanding of retail banking products and regulatory requirements
Benefits Included
Competitive salary and comprehensive benefits package
Opportunities for professional development and career progression within a leading bank
Dynamic and challenging work environment
Health insurance
paid time off
and other employee benefits
Opportunities for continuous learning and skill enhancement
A Day in the Life
Your day will involve analyzing customer data
developing credit models
reviewing credit applications
preparing reports
and participating in meetings to ensure that the bank

s retail banking portfolio is managed safely and effectively