Credit Relationship Manager

Job Description :

Key functions will be :
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI

KEY SKILL :
• Responsible for Process and Policy Adherence.
• Responsible for Effective Cost Management.
• Understanding & Managing Healthy Portfolio.
DESCRIPTION :
• Graduate.
• Graduate.
• 3 - 4 yrs experience.
• Strong analytical and problem solving skills.
• Documentation, Disbursement & File Processing.
• Knowledge on secured and unsecured loans.
• Good communication and pleasing personality.
• High level of Self Drive / Enthusiasm.

Roles and Responsibilities :

Key functions will be :
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument