Verified Job
Work from home
Credit Manager-WCG-CB
Work from home
#814137
Remote / WFH
Hdfc Bank
Job Description
Job description
What you’ll do
Job Title
Credit Manager - WCG-CB
Business Unit
Wholesale Credit Risk
Reporting To
Vertical Head / Unit Head
Job Function and Role Type
Credit, Individual Contributor, Travel Required
Version No
2.0
Job Purpose
Assess, evaluate, and approve credit proposals for wholesale banking relationships involving various products. Ensure portfolio monitoring, early warning identification, and regulatory compliance in collaboration with business and support teams.
Key Responsibilities
Appraisal of Proposal
Review credit proposals and assess associated risks.
Convey clear opinions on transaction acceptability.
Ensure completeness and adherence to credit policies.
Portfolio Monitoring
Monitor accounts and identify early stress signals.
Devise risk mitigation strategies with business teams.
Conduct client calls to understand business dynamics.
TAT
Maintain defined credit and end-to-end TATs.
Education:
MBA, CA, FRM, CFA.
Certifications:
None explicitly mentioned.
Key Competencies
Technical and analytical skills, strong communication, financial statement analysis, banking product knowledge, regulatory knowledge.
Major Stakeholders
Customers, Relationship Team, CAD, Policy Team, Audit, Legal, Compliance, Operations, Trade Finance.
Required Skills
Refer to the Job Description
Industry type
Banking
Department
BFSI, Investments & Trading
Role
Credit Manager
Role category
Lending
Employment type
Full Time, Permanent
Education
, CA in Any Specialization, MBA/PGDM in Any Specialization
What you’ll do
Job Title
Credit Manager - WCG-CB
Business Unit
Wholesale Credit Risk
Reporting To
Vertical Head / Unit Head
Job Function and Role Type
Credit, Individual Contributor, Travel Required
Version No
2.0
Job Purpose
Assess, evaluate, and approve credit proposals for wholesale banking relationships involving various products. Ensure portfolio monitoring, early warning identification, and regulatory compliance in collaboration with business and support teams.
Key Responsibilities
Appraisal of Proposal
Review credit proposals and assess associated risks.
Convey clear opinions on transaction acceptability.
Ensure completeness and adherence to credit policies.
Portfolio Monitoring
Monitor accounts and identify early stress signals.
Devise risk mitigation strategies with business teams.
Conduct client calls to understand business dynamics.
TAT
Maintain defined credit and end-to-end TATs.
Education:
MBA, CA, FRM, CFA.
Certifications:
None explicitly mentioned.
Key Competencies
Technical and analytical skills, strong communication, financial statement analysis, banking product knowledge, regulatory knowledge.
Major Stakeholders
Customers, Relationship Team, CAD, Policy Team, Audit, Legal, Compliance, Operations, Trade Finance.
Required Skills
Refer to the Job Description
Industry type
Banking
Department
BFSI, Investments & Trading
Role
Credit Manager
Role category
Lending
Employment type
Full Time, Permanent
Education
, CA in Any Specialization, MBA/PGDM in Any Specialization
