Verified Job
Accounting - Finance
Credit Manager Kotak Mahindra Bank
Accounting - Finance
#220343
Remote / WFH
Job Description
Job Description:
• Daily accessing the loan file
• Daily case discussion with Sales team
• Preparing credit underwriting for the cases assigned
• Personal discussion calls with customer financials & banking
• Decision making with predefined TAT
• Tele-verification calls to the customer
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Job Responsibilities:
• Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
• Ensure qualitative portfolio
• Interact with Customers understand the business and regularly monitor delinquencies / infants.
• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
• Ensure that SOH increases(pl confirm if this applies to CM role )
• NPA trend
• Ensure that there is no infant 12 months NPA
• Analyze the NPA trend like area, industry, sector etc.
• Infant loan which is less than 12 months NPA
• Stock on Hire: Increase in volume of business
• Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
Job Requirements:
• Must have at some Team Handling experience.
• MBA in Finance with experience in Working capital underwriting may apply.
• MUST HAVE EXPERIENCE IN SECURED WORKING CAPITAL CREDIT.
Qualification & Experience:
• CA qualified professional with 3-5 years of work experience in Working Capital & Business
loans Secured only.
Job Details:
Company: Kotak Mahindra Bank
Vacancy Type: Full Time
Job Functions: Sales
Job Location: Kolkata, West Bengal, IN
Application Deadline: N/A
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Apply Now
• Daily accessing the loan file
• Daily case discussion with Sales team
• Preparing credit underwriting for the cases assigned
• Personal discussion calls with customer financials & banking
• Decision making with predefined TAT
• Tele-verification calls to the customer
[ads1]
Job Responsibilities:
• Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
• Ensure qualitative portfolio
• Interact with Customers understand the business and regularly monitor delinquencies / infants.
• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
• Ensure that SOH increases(pl confirm if this applies to CM role )
• NPA trend
• Ensure that there is no infant 12 months NPA
• Analyze the NPA trend like area, industry, sector etc.
• Infant loan which is less than 12 months NPA
• Stock on Hire: Increase in volume of business
• Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
Job Requirements:
• Must have at some Team Handling experience.
• MBA in Finance with experience in Working capital underwriting may apply.
• MUST HAVE EXPERIENCE IN SECURED WORKING CAPITAL CREDIT.
Qualification & Experience:
• CA qualified professional with 3-5 years of work experience in Working Capital & Business
loans Secured only.
Job Details:
Company: Kotak Mahindra Bank
Vacancy Type: Full Time
Job Functions: Sales
Job Location: Kolkata, West Bengal, IN
Application Deadline: N/A
[ads2]
Apply Now
