Verified Job
Accounting - Finance
Credit Analyst - SME
Accounting - Finance
#706064
Remote / WFH
Job Description
About the job
Job Summary
Quick turnaround on NTB and new deal proposals.
BCA Quality: Overdue BCAs to be maintained within a 5% threshold.
Credit reverts are to be kept to a minimum, with no more than 1 referback per BCA.
Portfolio Control - Downgrade to GSAM < 90 days in EAR to be Nil.
Audit – Overall grade satisfactory,100% commitment to code of conduct.
Timely completion of mandatory e-learning.
Conduct check thorough financial analysis of companies to evaluate their credit risk.
Review financial statements, industry reports, and other relevant data to assess financial performance, liquidity, and solvency.
Conduct credit ratings and recommendations based on analysis and industry knowledge.
Monitor and track credit performance of existing clients to identify potential risks and opportunities
Provide timely and accurate credit reports to internal and external stakeholders.
Stay abreast of industry trends and regulatory changes to ensure compliance and best practices.
Collaborate with relationship managers and other teams to support business development and risk management.
Key Responsibilities
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
RM Credit.
Other Responsibilities
Embed Here for good and Group’s brand and values in India/WRB/Medium Enterprises/Chennai/Credit Analyst; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)
Skills And Experience
Credit Analysis
Ratio Analysis
Deal Structuring
Risk Identification and Mitigation
Customer Delight
Policy and Compliance
Qualifications
Bachelor's or Master's degree in Finance, Accounting, or a related field
Strong analytical and financial modeling skills
Proficient in financial analysis software and tools
Exceptional communication and presentation skills
Ability to work independently and as part of a team
Attention to detail and strong work ethic
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Job Summary
Quick turnaround on NTB and new deal proposals.
BCA Quality: Overdue BCAs to be maintained within a 5% threshold.
Credit reverts are to be kept to a minimum, with no more than 1 referback per BCA.
Portfolio Control - Downgrade to GSAM < 90 days in EAR to be Nil.
Audit – Overall grade satisfactory,100% commitment to code of conduct.
Timely completion of mandatory e-learning.
Conduct check thorough financial analysis of companies to evaluate their credit risk.
Review financial statements, industry reports, and other relevant data to assess financial performance, liquidity, and solvency.
Conduct credit ratings and recommendations based on analysis and industry knowledge.
Monitor and track credit performance of existing clients to identify potential risks and opportunities
Provide timely and accurate credit reports to internal and external stakeholders.
Stay abreast of industry trends and regulatory changes to ensure compliance and best practices.
Collaborate with relationship managers and other teams to support business development and risk management.
Key Responsibilities
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
RM Credit.
Other Responsibilities
Embed Here for good and Group’s brand and values in India/WRB/Medium Enterprises/Chennai/Credit Analyst; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)
Skills And Experience
Credit Analysis
Ratio Analysis
Deal Structuring
Risk Identification and Mitigation
Customer Delight
Policy and Compliance
Qualifications
Bachelor's or Master's degree in Finance, Accounting, or a related field
Strong analytical and financial modeling skills
Proficient in financial analysis software and tools
Exceptional communication and presentation skills
Ability to work independently and as part of a team
Attention to detail and strong work ethic
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
