Area ManagerRCU

Role/Job Title: Area Manager- RCU

Function/ Department: RCU

Job Purpose

The role holder has the responsibility of managing the Risk Control activities covering all products across the Retail platform within the area. The role holder is expected to undertake evaluation of business processes on the basis of random sampling of loan proposals on pre-defined parameters, document and report the findings together with process enhancements to management. It will include analysis of critical MIS reports for identification of uneven trends, undertake fraud investigations and implement fraud control measures to minimize losses.

Roles & Responsibilities
• Managing entire RCU activities for the assigned area
• Undertake risk control, Fraud Control (FCU/RCU),Investigations & Field Verifications activities in the allocated area
• Pre-disbursement sample verification for checking authenticity of documents
• Post-disbursement sample checking through borrower visits
• Regularly monitoring RCU...