Verified Job
Real Estate
Analyst, Real Estate Finance Debt
Real Estate
#782341
Remote / WFH
Morguard Corporation
Job Description
Looking for a company with over 50 years of success and no signs of slowing down?
If so, Morguard may be the perfect place for you
.
As one of Canada’s leading real estate companies, with properties across North America, we’re proud of our history and excited about our future.
Our Purpose
At Morguard, people are at the centre of everything we do. We are committed to creating lasting value not only for our clients and communities, but for our employees as well. As a fully integrated real estate organization, we offer exposure to a diverse portfolio that includes office, industrial, retail, and multi‑suite residential properties across North America. Our team reflects a wide range of backgrounds, perspectives, and experiences, and we believe that diversity strengthens us.
Collaboration fuels our success. Through innovation, teamwork, and a shared commitment to sustainability, our professionals are empowered to build their careers, contribute meaningfully, and help shape the future of real estate.
Putting Our Purpose into Action
We support our people by offering:
• Access to experienced subject matter experts who provide mentorship and hands‑on learning.
• A wide range of career opportunities across the organization.
• A comprehensive, competitive benefits program that promotes health and wellness.
Where You’ll Add Value
The Analyst, Real Estate Finance & Debt reports to the Director, Debt will be responsible for supporting the underwriting, origination, and management of property level and corporate debt across Morguard, with a focus on residential assets. The analyst will cover a range of projects and transactions across five different asset classes, across Canada and the U.S. Types of debt covered include conventional term and CMHC mortgage financing, unsecured debentures, corporate credit facilities, and construction financing.
How You’ll Make a Difference
1. execution of financings
Support the execution of debt transactions, including negotiation and structuring of agreements to optimize terms. Transactions include conventional financings, CMHC-insured financing, and corporate-level debt.
2. cmhc insured residential mortgages
Assist in the strategy, underwriting, planning, execution and ongoing administration of CMHC-insured residential mortgages, including managing/monitoring CMHC undertakings and compliance requirements.
3. create debt markting materials
Prepare financing presentations and confidential information memorandums (CIMs); participate in lender presentations and assist with lender due diligence. Assist in advising clients on financing strategies, capital structure considerations, and debt requirements.
4. property debt financial analysis & FORECASTING
Conduct financial analysis at the property level; provide recommendations to senior management on financing structures, interest rate strategies, lender selection, and pricing. Assist with the preparation of quarterly board materials and annual debt forecasting and planning budgets.
5. portfolio monitoring & COMPLIANCE
Manage ongoing debt portfolio needs, including renewals, tracking and reporting of debt covenants and compliance reporting on a quarterly and annual basis. Maintain and analyze debt portfolio data to support strategic financing recommendations and portfolio management initiatives. Manage MS Teams and SharePoint folders. Maintain lender contact lists and bid summaries.
6. LOAN CLOSINGS & construction advances
Work cross-functionally across Morguard and assist with loan closings and coordination with legal. Assist with ongoing and future construction financing monthly draws requests.
7. debt software and processes
Support the implementation and enhancement of debt management processes, reporting systems and debt software tools.
8. lender networking & market intelligence
Participate in networking with lenders and consistently maintain and grow lender relationships. Monitor debt financing trends, capital markets activity and borrowing costs, particularly as it relates to CMHC residential financing programs.
Any other job related duties and/or projects that may be assigned.
The Expertise You’ll Bring
Qualifications Required
• Undergraduate degree in finance, accounting, or real estate is required.
• 1-3 years experience in real estate debt markets, with preference for a candidate with experience in real estate finance, commercial real estate lending, or similar environments.
• Experience understanding real estate operating statements and accounting is required.
• Demonstrated experience with both MS Excel and PowerPoint is required.
Core Competencies
• Ability to think analytically with strong attention to detail, and with the drive to solve problems.
• Excellent oral and written communication skills through reporting, presenting, and stakeholder engagement.
• Strong interpersonal skills with the ability to build effective relationships internally and externally
• Ability to multitask, prioritize, and work in a fast-paced environment.
• Strong organizational and time management skills; able to manage multiple projects from planning through execution.
Preferred Qualifications and Experience
• Pursuing a professional designation (e.g. CFA or CPA) considered an asset.
• Experience with CMHC residential financings is strongly preferred.
• Experience with debt modeling, underwriting, or funding considered an asset.
• Experience with Yardi Debt Manager software considered an asset
• Ability to decipher complex language in loan documents and other legal contracts is a plus.
• Familiarity of the real estate landscape, including understanding of acquisition/investment, development, and asset management is an plus.
• Experience preparing or analyzing development budgets and pro-formas considered a plus.
Why You’ll Love Working at Morguard
At Morguard, we’re committed to creating an environment where our people can thrive. Here’s what you can expect when you join our team:
• A collaborative, inclusive workplace culture that prioritizes employee wellbeing and safety.
• Meaningful opportunities for professional growth and development.
• Exposure to a diverse portfolio of real estate assets across North America.
• A competitive compensation and benefits package designed to support you and your family.
• Support for work–life balance, along with accessible employment practices that meet AODA requirements.
Salary Range: $70,000-$90,000 CAD/Year
Pay Equity
The salary range listed for this position reflects the anticipated compensation at the time of posting. Actual compensation offered may vary and will be determined by factors including, but not limited to, experience, education, skills, certifications, internal pay equity and business needs.
Inclusive by Nature
Diversity is one of our greatest strengths. At Morguard, we provide equal employment opportunities to all candidates and do not discriminate on the basis of race, color, religion, gender, ****** orientation, age, disability, or any other legally protected status. We believe in creating a workplace where everyone has the opportunity to grow, contribute, and make an impact.
If so, Morguard may be the perfect place for you
.
As one of Canada’s leading real estate companies, with properties across North America, we’re proud of our history and excited about our future.
Our Purpose
At Morguard, people are at the centre of everything we do. We are committed to creating lasting value not only for our clients and communities, but for our employees as well. As a fully integrated real estate organization, we offer exposure to a diverse portfolio that includes office, industrial, retail, and multi‑suite residential properties across North America. Our team reflects a wide range of backgrounds, perspectives, and experiences, and we believe that diversity strengthens us.
Collaboration fuels our success. Through innovation, teamwork, and a shared commitment to sustainability, our professionals are empowered to build their careers, contribute meaningfully, and help shape the future of real estate.
Putting Our Purpose into Action
We support our people by offering:
• Access to experienced subject matter experts who provide mentorship and hands‑on learning.
• A wide range of career opportunities across the organization.
• A comprehensive, competitive benefits program that promotes health and wellness.
Where You’ll Add Value
The Analyst, Real Estate Finance & Debt reports to the Director, Debt will be responsible for supporting the underwriting, origination, and management of property level and corporate debt across Morguard, with a focus on residential assets. The analyst will cover a range of projects and transactions across five different asset classes, across Canada and the U.S. Types of debt covered include conventional term and CMHC mortgage financing, unsecured debentures, corporate credit facilities, and construction financing.
How You’ll Make a Difference
1. execution of financings
Support the execution of debt transactions, including negotiation and structuring of agreements to optimize terms. Transactions include conventional financings, CMHC-insured financing, and corporate-level debt.
2. cmhc insured residential mortgages
Assist in the strategy, underwriting, planning, execution and ongoing administration of CMHC-insured residential mortgages, including managing/monitoring CMHC undertakings and compliance requirements.
3. create debt markting materials
Prepare financing presentations and confidential information memorandums (CIMs); participate in lender presentations and assist with lender due diligence. Assist in advising clients on financing strategies, capital structure considerations, and debt requirements.
4. property debt financial analysis & FORECASTING
Conduct financial analysis at the property level; provide recommendations to senior management on financing structures, interest rate strategies, lender selection, and pricing. Assist with the preparation of quarterly board materials and annual debt forecasting and planning budgets.
5. portfolio monitoring & COMPLIANCE
Manage ongoing debt portfolio needs, including renewals, tracking and reporting of debt covenants and compliance reporting on a quarterly and annual basis. Maintain and analyze debt portfolio data to support strategic financing recommendations and portfolio management initiatives. Manage MS Teams and SharePoint folders. Maintain lender contact lists and bid summaries.
6. LOAN CLOSINGS & construction advances
Work cross-functionally across Morguard and assist with loan closings and coordination with legal. Assist with ongoing and future construction financing monthly draws requests.
7. debt software and processes
Support the implementation and enhancement of debt management processes, reporting systems and debt software tools.
8. lender networking & market intelligence
Participate in networking with lenders and consistently maintain and grow lender relationships. Monitor debt financing trends, capital markets activity and borrowing costs, particularly as it relates to CMHC residential financing programs.
Any other job related duties and/or projects that may be assigned.
The Expertise You’ll Bring
Qualifications Required
• Undergraduate degree in finance, accounting, or real estate is required.
• 1-3 years experience in real estate debt markets, with preference for a candidate with experience in real estate finance, commercial real estate lending, or similar environments.
• Experience understanding real estate operating statements and accounting is required.
• Demonstrated experience with both MS Excel and PowerPoint is required.
Core Competencies
• Ability to think analytically with strong attention to detail, and with the drive to solve problems.
• Excellent oral and written communication skills through reporting, presenting, and stakeholder engagement.
• Strong interpersonal skills with the ability to build effective relationships internally and externally
• Ability to multitask, prioritize, and work in a fast-paced environment.
• Strong organizational and time management skills; able to manage multiple projects from planning through execution.
Preferred Qualifications and Experience
• Pursuing a professional designation (e.g. CFA or CPA) considered an asset.
• Experience with CMHC residential financings is strongly preferred.
• Experience with debt modeling, underwriting, or funding considered an asset.
• Experience with Yardi Debt Manager software considered an asset
• Ability to decipher complex language in loan documents and other legal contracts is a plus.
• Familiarity of the real estate landscape, including understanding of acquisition/investment, development, and asset management is an plus.
• Experience preparing or analyzing development budgets and pro-formas considered a plus.
Why You’ll Love Working at Morguard
At Morguard, we’re committed to creating an environment where our people can thrive. Here’s what you can expect when you join our team:
• A collaborative, inclusive workplace culture that prioritizes employee wellbeing and safety.
• Meaningful opportunities for professional growth and development.
• Exposure to a diverse portfolio of real estate assets across North America.
• A competitive compensation and benefits package designed to support you and your family.
• Support for work–life balance, along with accessible employment practices that meet AODA requirements.
Salary Range: $70,000-$90,000 CAD/Year
Pay Equity
The salary range listed for this position reflects the anticipated compensation at the time of posting. Actual compensation offered may vary and will be determined by factors including, but not limited to, experience, education, skills, certifications, internal pay equity and business needs.
Inclusive by Nature
Diversity is one of our greatest strengths. At Morguard, we provide equal employment opportunities to all candidates and do not discriminate on the basis of race, color, religion, gender, ****** orientation, age, disability, or any other legally protected status. We believe in creating a workplace where everyone has the opportunity to grow, contribute, and make an impact.
