Retail Agri|rural Portfolio Officer | Subhash

Group Company: HDFC Bank Limited Designation: Retail Agri-Rural Portfolio Officer Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc. Primary Responsibilities: - Relationship Building and Maintenance - To liaise with existing customers for building relationships. - Rotation Recovery - Follow-up for rotations and deposition of installment - Working towards benchmark on rotation recovery - Housekeeping - Submission of Post Disbursement Documents (PDD) - Call Memo submission. - Collection Submission of LAD - Sourcing and Business Generation - Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets - Increase penetration of KGC Business in existing and new villages. - Cross sell - Opening of Liability accounts as per the benchmark. - Cross selling asset as guided by Relationship Manager from time to time - Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc. Additional Responsibilities: - Any other task assigned by seniors from time to time. Educational qualifications preferred - Category: Bachelor's Degree, Master's Degree Required work experience - Industry: BFSI/Agri input/FPO - Role: Sales Executive - Years of experience: 1 to 2 Required Competencies: - Basic understanding of Banking Products Processes - Good Team spirit - Time / Team Management - Proficient in local language - Proactive focused approach Required Knowledge: 1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops. Required Skills: Persuasion Selling Skills Other: - Reporting Designation: RM- Retail Agri - Reporting Department-Sub BU: KGC Specific requirements - Travel: Customer Visits - Vehicle: 2 wheeler preferred Other details