Executive | Medical Underwriting

Role description
• To ensure implementation of the individual risk assessment practice across the country
• To analyze key indicators every quarter and propose necessary amendments to achieve compliant and competitive risk assessment
• To ensure and monitor professional personal development of the staff
• To ensure capacitation of the department every quarter.
• Ensure100% completion of underwriting of all the new business, Quality check, Underwriting of RCU findings post issuance, resolves, free look changes, reinstatements, group cases claims re-underwriting cases received by the department as per the specified inter intra department SLAs.Underwriting High value complex and HNI cases includes analyzing Profit and loss accounts with Balance sheet and other financial records To facilitate the issuance of various big ticket cases by offering creative solutions to log cases, resolve the pendings, negotiating with the region reinsure

Coordination with channel heads/Sales partner to Resolve requirement for post issuance cases Preparing requirement letters, CRM call log

Good knowledge on insurance products ability to take decisions post issuance on medical as well as Financials with all product facts keeping in mind Templatising key factors that impact underwriting and in force business by type, product penetration and morbid conditions

Analyze the pending and closed business to facilitated identifying the trends with reason to offer solutions to minimize the same

Participate in the PIC to provide inputs on various aspects of risk management

To ensure periodic review of SOPs SLAs to recommend amendments

1-3 Years of experience

Minimum Education Graduate Read more