Credit Manager - Commercial Vehicle - Banking
- Appraises/recommends/approves credit proposals as per the delegation of authority.
- Reviews delinquent cases and document learning's / portfolio reviews for risk management.
- Conducts process audits and reports delinquencies and anomalies.
- Recommends changes to policy/process based on local nuances / competitor feedback.
- Implements system integration plans.
- Monitors NPA and keeps a track of it.
- Ensures field customer visits for PD and deliveries within agreed TAT.
- Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
- Ensures maintenance of Portfolio for the bank.
- Makes customer visits wherever required to ensure appropriate closure of the deal
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- Reviews delinquent cases and document learning's / portfolio reviews for risk management.
- Conducts process audits and reports delinquencies and anomalies.
- Recommends changes to policy/process based on local nuances / competitor feedback.
- Implements system integration plans.
- Monitors NPA and keeps a track of it.
- Ensures field customer visits for PD and deliveries within agreed TAT.
- Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
- Ensures maintenance of Portfolio for the bank.
- Makes customer visits wherever required to ensure appropriate closure of the deal