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Chief Credit Professional

Location: ,

Category: Bank Jobs

Posted on: 2025/09/10

Job description
Regional Credit Manager Job Summary

This role involves independently assessing and evaluating credit cases in line with the bank's risk appetite. The candidate will be responsible for completing thorough credit risk evaluations for corporate finance and structured transactions, including term and trade credit deals.

The Regional Credit Manager will ensure all credit facilities are prepared, reviewed, and approved as per internal policies and regulatory exposure limits. They will also act as the custodian of the Credit Policies and Procedures for India Branches; proposing necessary amendments and ensuring smooth implementation of approved changes.

Key responsibilities include providing advisory support to Business Units and other stakeholders on credit-related matters, helping structure transactions to mitigate credit risk. The candidate will also monitor and report risk exposures originating from business units to the Head Office, highlighting any material deviations from set parameters.

Additionally, the Regional Credit Manager will coordinate with regulatory authorities and external auditors, ensuring smooth conduct of audits and inspections focused on credit risk management. They will also support regulatory and compliance matters related to Credit Risk and maintain updated knowledge of RBI regulations and guidelines.
Required Skills and Qualifications
• Chartered Accountant (CA) Mandatory
• 11-13 years of experience in Credit Risk Management within the Corporate or Investment Banking sector at a reputed Bank
• Strong technical expertise in credit approval processes, credit risk systems, controls, and governance frameworks
• Hands-on experience in evaluating large corporate exposures, complex credit structures, and risk mitigation techniques
Benefits

As a Regional Credit Manager, you will have the opportunity to work in a dynamic and challenging environment, leveraging your skills and expertise to drive business growth while ensuring regulatory compliance.
Others

This is an exciting opportunity for a skilled professional to take on a leadership role and contribute to the success of the organization.
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